Real Estate Investing in Jeremiah, Kentucky (41826)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Letcher County • Population: 855 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 41826 (Jeremiah, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (77/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
STRONG
4.0 / 5 (86/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
4 flags
  • Declining values: -7.7% 5-year CAGR — values have moved lower.
  • 1-year downturn: Values declined 25.3% in the last year.
  • Higher unemployment: 8.0% unemployment — tenant risk signal.
  • Lower household income: $29,492 median — tenant affordability is tighter.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Jeremiah, KY (41826)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
4.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $62,843
Avg Monthly Rent $783
1% Rule ✓ Meets
Median Income $29,492
% Renters 11.2%

Market Analysis: 41826 Jeremiah

Homes in the 41826 ZIP trade near $63K, a discount that has historically rewarded investors willing to renovate. Rent comps near $783/mo support the pro forma.

Value-add is the defining thesis in 41826. Homes trade near $63K, well below the state median, and rehabbed comps tend to clear meaningfully higher — a classic forced-equity setup.

The a strong candidate for piece of regional context is that nearby ZIPs with newer stock and higher basis have priced out of the value-add game. 41826 has not.

Household income in 41826 supports the rent-lift thesis. 855 residents, deep working-age cohort, and the kind of tenant profile that responds to upgraded stock.

Strategic fit here is operational. Pro forma discipline, capex reserves, and lender relationships matter more than the marketing pitch.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Jeremiah:

C Below Average
Buy Confidence Score: 55/100
Affordability
25/25
Appreciation
0/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.1× the median income
Value Trend
Declining (-25.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $783/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$103K$94K$86K$77K$68K$60KFeb 2016May 2021Jul 2026

📊 How Does 41826 Compare?

Metric 41826 Jeremiah Kentucky
Home Value $62,843 $62,843 $225,788
5-Year CAGR N/A N/A 6.9%
Avg Rent $783 $783 -
Cap Rate 9.7% 9.7% -
💡 Why Invest in 41826? Click to expand

This ZIP code meets the 1% rule with rent at $783/mo on homes averaging $62,843 — a strong indicator of cash flow potential.

Our analysis gives this area a 4/5 investability rating, placing it in the top tier for rental property potential.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 41826 (Jeremiah, KY). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 41826 (Jeremiah, KY)?

~25 seconds · no account needed · your report is anonymous

Investability
Excellent
Cap Rate
9.7%
Excellent
5yr Growth
-7.7%
Declining

📊 Market Snapshot

Home Value $62,843
Monthly Rent $783
Price-to-Rent 6.7:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 15.0%
Cap Rate 9.7%
5-Year IRR 2.0%

📈 Home Appreciation

1-Year -25.3% ▼
3-Year CAGR -13.1% ▼
5-Year CAGR -7.7% ▼
10-Year CAGR -1.6% ▼

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 9.7%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (9.7%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
0.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-7.7%
Declining
Eviction process: Fast Rent control: Favorable

Demographics in 41826

Population: 855

💰 Median Household Income
$29,492
This area
$29,492
State
$55,541
USA
$74,580
🏠 Renter Occupied
11.2%
This area
11.2%
State
23.6%
USA
34.0%
💼 Unemployment Rate
8.0%
This area
8.0%
State
-16.4%
USA
3.7%
🎓 College Educated
10.6%
This area
10.6%
State
-4.1%
USA
33.7%
👤 Median Age
45.8 years
This area
45.8 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
0.0%
This area
0.0%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
21.1%
This area
21.1%
USA
22.0%
👴 65 and Over
16.1%
This area
16.1%
USA
17.3%
📊 Poverty Rate
5.6%
This area
5.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

4 Nearby 2,719 Off-Campus Students
C
Allure Beauty College
25 students · 5.7 mi
C
Alice Lloyd College
553 students · 11.5 mi
C+
Hazard Community and Technical College
3,039 students · 14.6 mi
C
Southeast Kentucky Community & Technical College
3,144 students · 14.9 mi

Investor Insight: With 2,719 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Can you find 1% rule deals in Jeremiah, KY?

The 1% rule is solid territory for Jeremiah, KY. Rent-to-price at the median is 1.25%, putting many properties within striking distance.

What kind of market is Jeremiah, KY for investors?

Jeremiah, KY scores 4.0/5 for investability. Home values sit at $63K and rents near $783/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

How should investors approach Jeremiah, KY?

A value-add and BRRRR deals strategy Jeremiah, KY best. The market produces measured results for that approach at the $63K price point.

Does a duplex house hack pencil in Jeremiah, KY?

House hacking works an attractive in Jeremiah, KY. Rents of $783/mo against $63K acquisition make the strategy solid for owner-occupants.

What is the typical home price in Jeremiah, KY?

The median home value in Jeremiah, KY is roughly $63K. That puts it reasonable relative to the KY statewide average.

You know 41826 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 41826 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 41826 (Jeremiah)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 41826 (Jeremiah, KY).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.