Real Estate Investing in Bailey, Mississippi (39326)
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Should you buy in 39326 (Bailey, MS)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 20.3% of homes vacant — above national norms.
- Elevated poverty: 61.1% poverty rate — can affect rent collection.
- Higher unemployment: 8.1% unemployment — tenant risk signal.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Bailey, MS (39326)?
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Market Analysis: 39326 Bailey
The 39326 ZIP covers a section of Bailey that demands careful diligence. Prices near $136K look accessible, but the work to make a deal cash flow is real.
The 39326 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
The gap between 39326 and stronger Bailey ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Employment concentration in 39326 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
New investors are better served looking at Bailey's stable or hybrid ZIPs before stepping into 39326. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Bailey:
Market Trends
Home Value History (with trend line)
📊 How Does 39326 Compare?
| Metric | 39326 | Bailey | Meridian, MS | Mississippi |
|---|---|---|---|---|
| Home Value | $135,607 | $166,186 | N/A | $186,446 |
| 5-Year CAGR | 3.0% | 3.4% | N/A | 4.0% |
| Avg Rent | $810 | $851 | N/A | - |
| Cap Rate | 4.7% | 4.1% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 39326 (Bailey, MS). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $135,607 |
| Monthly Rent | $810 |
| Price-to-Rent | 14.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.2% |
| Cap Rate | 4.7% |
| 5-Year IRR | 7.6% |
📈 Home Appreciation
| 1-Year | +10.0% ▲ |
| 3-Year CAGR | +1.9% ▲ |
| 5-Year CAGR | +3.0% ▲ |
| 10-Year CAGR | +1.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 39326
Population: 264
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
How strong is Bailey, MS for real estate investors?
Investors tracking Bailey, MS will find a 3.0/5 rating supported by $136K median home values and $810/mo rents. That profile suits long-term holders targeting steady returns.
How tight is the rental market in Bailey, MS?
Bailey, MS sees elevated vacancy, which is reasonable relative to the broader MS rental market.
What is the average monthly rent in Bailey, MS?
Investors in Bailey, MS typically see rents near $810/mo per month against $136K home values - a solid setup for rental cash flow.
How should investors approach Bailey, MS?
A careful cash-flow rentals with hands-on management strategy Bailey, MS best. The market produces reliable results for that approach at the $136K price point.
How landlord-friendly is Bailey, MS?
MS law landlord-friendly for landlords, and Bailey inherits those rules. Investors should still review local ordinances for rental licensing.
You know 39326 now. You don’t know where it ranks.
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How 39326 ranks in Meridian, MS
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