Real Estate Investing in Collinsville, Mississippi (39325)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 39325 (Collinsville, MS)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 13.8% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Collinsville, MS (39325)?
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Market Analysis: 39325 Collinsville
Not every below-median market is a bargain. Collinsville's 39325 ZIP shows signals that favor experienced operators who can absorb the risk $213K pricing implies.
The 39325 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
In the broader MS picture, 39325 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Demographically, 39325 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Strategy in 39325 is an operator game, not a passive one. From a cash-flow lens, entry prices of $213K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Collinsville:
Property Strategy for 39325
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $106,190 | $970 | 6.6% | — | $53,095 |
| 3BR | $196,652 | $1,290 | 4.7% | +5.2% | $65,551 |
| 4BR | $307,995 | $1,360 | 3.2% | +5.7% | $76,999 |
Market Trends
Home Value History (with trend line)
📊 How Does 39325 Compare?
| Metric | 39325 | Collinsville | Meridian, MS | Mississippi |
|---|---|---|---|---|
| Home Value | $212,767 | $212,767 | N/A | $186,446 |
| 5-Year CAGR | 3.4% | 3.4% | N/A | 4.0% |
| Avg Rent | $873 | $873 | N/A | - |
| Cap Rate | 3.2% | 3.2% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 39325 (Collinsville, MS). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $212,767 |
| Monthly Rent | $873 |
| Price-to-Rent | 20.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.9% |
| Cap Rate | 3.2% |
| 5-Year IRR | 6.6% |
📈 Home Appreciation
| 1-Year | +2.7% ▲ |
| 3-Year CAGR | +3.3% ▲ |
| 5-Year CAGR | +3.4% ▲ |
| 10-Year CAGR | +3.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 39325
Population: 6,064
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 39325
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Do rentals sit vacant long in Collinsville, MS?
Rental vacancy in Collinsville, MS is elevated. Investors should budget normal turnover but not chronic empty units.
Are eviction rules reasonable in Collinsville, MS?
For rental operators, Collinsville, MS rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
What is the average monthly rent in Collinsville, MS?
Expect rents around $873/mo per month in Collinsville, MS. With home values at $213K, the yield math works out to reasonable levels for rental investors.
How strong is tenant demand in Collinsville, MS?
Collinsville, MS draws a reliable base of working renters. Demand at the $873/mo rent level is reasonable for standard single-family and small multi rentals.
Is Collinsville, MS a good place for real estate investing?
Yes - Collinsville, MS a 3.0/5 investability score. With $213K home prices against $873/mo monthly rent, the market delivers a reasonable entry point for new investors.
You know 39325 now. You don’t know where it ranks.
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How 39325 ranks in Meridian, MS
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