Real Estate Investing in Jackson, Mississippi (39216)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hinds County • Population: 3,056 • Data updated: September 2026

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Should you buy in 39216 (Jackson, MS)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (49/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 22.8% of homes vacant — above national norms.
  • Elevated poverty: 23.2% poverty rate — can affect rent collection.
  • Higher unemployment: 8.8% unemployment — tenant risk signal.

What’s happening in Jackson, MS (39216)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $216,365
Avg Monthly Rent $1,123
1% Rule ✗ Does Not Meet
Median Income $42,628
% Renters 59.6%

Market Analysis: 39216 Jackson

Investors eyeing 39216 need to respect the fundamentals at play. Home values of $216K come alongside slower price movement and elevated management overhead.

Distressed markets are won on execution, not on spreadsheets. ZIP 39216 reports the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

In the broader MS picture, 39216 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

A notable renter share of 60% in 39216 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

New investors are better served looking at Jackson's stable or hybrid ZIPs before stepping into 39216. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Jackson:

C Below Average
Buy Confidence Score: 54/100
Affordability
10/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.1× the median income
Value Trend
Stable (+1.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,123/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Jackson, MS Metro Area
Even conditions for buyers and sellers
53 days
Average time to sell
Average
7.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Jackson, MS metro data
🏠

Property Strategy for 39216

Which property type performs best in this market?

Best for Cash Flow
2BR
7.2% cap rate
Best for Appreciation
3BR
+4.6% 5yr CAGR
Best Overall Value
2BR
$68,022/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $136,044 $1,360 7.2% +4.0% $68,022
3BR $229,529 $1,630 5.1% +4.6% $76,510
4BR $369,771 $1,800 3.5% +3.5% $92,443

Market Trends

Home Value History (with trend line)

$238K$215K$192K$168K$145K$122KOct 2008Sep 2017Jul 2026

Rent History (with trend line)

No data available

📊 How Does 39216 Compare?

Metric 39216 Jackson Jackson, MS Mississippi
Home Value $216,365 $33,237 N/A $186,446
5-Year CAGR 2.2% 0.3% N/A 4.0%
Avg Rent $1,123 $1,158 N/A -
Cap Rate 4.1% 11.8% - -
💡 Why Invest in 39216? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

60% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 39216 (Jackson, MS). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.1%
Fair
5yr Growth
+2.2%
Slow

📉 Market Crash Risk Index

Based on Jackson, MS metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
62%
Days Pending
1/2
53 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $216,365
Monthly Rent $1,123
Price-to-Rent 16.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.2%
Cap Rate 4.1%
5-Year IRR 6.2%

📈 Home Appreciation

1-Year +1.2% ▲
3-Year CAGR +2.7% ▲
5-Year CAGR +2.2% ▲
10-Year CAGR +3.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
22.8%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 39216

Population: 3,056

💰 Median Household Income
$42,628
This area
$42,628
State
$48,827
USA
$74,580
🏠 Renter Occupied
59.6%
This area
59.6%
State
27.7%
USA
34.0%
💼 Unemployment Rate
8.8%
This area
8.8%
State
-17.6%
USA
3.7%
🎓 College Educated
64.5%
This area
64.5%
State
-11.7%
USA
33.7%
👤 Median Age
36.0 years
This area
36.0 years
State
10.7 years
USA
38.9 years
🏚️ Vacancy Rate
22.8%
This area
22.8%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 74.9%
Black/African American 23.5%
Asian 1.4%
Other/Mixed 0.2%
👶 Under 18
19.8%
This area
19.8%
USA
22.0%
👴 65 and Over
29.3%
This area
29.3%
USA
17.3%
📊 Poverty Rate
23.2%
This area
23.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 39216

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

BLACKBURN MIDDLE SCHOOL

📚 06 – 08 Middle
📍 1311 W PEARL STREET, JACKSON
👥
495 Students
👨‍🏫
10.0:1 Class Size
💰
$14,275 Per Student
A Very Good

CHASTAIN MIDDLE SCHOOL

📚 06 – 08 Middle
📍 4650 MANHATTAN ROAD, JACKSON
👥
483 Students
👨‍🏫
10.3:1 Class Size
💰
$14,275 Per Student
A Very Good

BAILEY MIDDLE APAC SCHOOL

📚 06 – 08 Middle
📍 1900 N STATE STREET, JACKSON
👥
267 Students
👨‍🏫
10.2:1 Class Size
💰
$14,275 Per Student
A Very Good

KIRKSEY MIDDLE SCHOOL

📚 06 – 08 Middle
📍 5677 Highland Dr, Jackson
👥
236 Students
👨‍🏫
10.9:1 Class Size
💰
$14,275 Per Student
A Very Good

LANIER HIGH SCHOOL

📚 07 – 12 High School
📍 833 W MAPLE STREET, JACKSON
👥
863 Students
👨‍🏫
11.9:1 Class Size
💰
$14,275 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 636 Off-Campus Students
D
Board of Trustees-Mississippi State Institutions of Higher Learning
0 students · 1.0 mi
D
Mississippi Community College Board
0 students · 1.0 mi
C+
Belhaven University
3,616 students · 1.2 mi
C+
Millsaps College
626 students · 1.4 mi
D
Strayer University-Mississippi
422 students · 2.8 mi
C
Academy of Hair Design-Jackson
77 students · 3.0 mi
C
Jackson State University
6,564 students · 3.8 mi
C
Academy of Hair Design-Pearl
48 students · 4.5 mi

Investor Insight: With 636 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is real estate in Jackson, MS a good investment right now?

Yes - Jackson, MS a 3.0/5 investability score. With $216K home prices against $1,123/mo monthly rent, the market delivers a reasonable entry point for new investors.

How quickly do rentals get leased in Jackson, MS?

Jackson, MS vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

What is the average monthly rent in Jackson, MS?

Average rent in Jackson, MS is approximately $1,123/mo per month. Against $216K home values that yields a reasonable rent-to-price ratio.

How do experienced investors play Jackson, MS?

In Jackson, MS the durable play is typically careful cash-flow rentals with hands-on management. The combination of $216K prices and $1,123/mo rents suits that approach.

How qualified is the tenant pool in Jackson, MS?

Jackson, MS offers a predictable renter base at the $1,123/mo rent level. Tenant turnover is reasonable for well-managed properties.

You know 39216 now. You don’t know where it ranks.

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How 39216 ranks in Jackson, MS

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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