Real Estate Investing in Rossville, Tennessee (38066)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 38066 (Rossville, TN)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 46.5 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Rossville, TN (38066)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 38066 Rossville
Not every below-median market is a bargain. Rossville's 38066 ZIP comes in at signals that favor experienced operators who can absorb the risk $532K pricing implies.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $532K asset, 38066 is the wrong submarket. If the plan prices in friction, the yield can still work.
Regionally, 38066 sits on the difficult end of the TN spectrum. The worth a close look for read — for disciplined operators — is that pricing reflects the difficulty.
The 38066 ZIP's population of 3,706 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that stands at the need for careful underwriting.
The 38066 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Rossville:
Property Strategy for 38066
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $434,833 | $1,390 | 2.3% | +7.4% | $144,944 |
| 4BR | $639,399 | $1,620 | 1.8% | +8.1% | $159,850 |
Market Trends
Home Value History (with trend line)
📊 How Does 38066 Compare?
| Metric | 38066 | Rossville | Tennessee |
|---|---|---|---|
| Home Value | $532,296 | $532,296 | $327,001 |
| 5-Year CAGR | 5.4% | 5.4% | 7.7% |
| Avg Rent | $954 | $954 | - |
| Cap Rate | 1.4% | 1.4% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 38066 (Rossville, TN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $532,296 |
| Monthly Rent | $954 |
| Price-to-Rent | 46.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.2% |
| Cap Rate | 1.4% |
| 5-Year IRR | 6.8% |
📈 Home Appreciation
| 1-Year | +4.4% ▲ |
| 3-Year CAGR | +3.6% ▲ |
| 5-Year CAGR | +5.4% ▲ |
| 10-Year CAGR | +6.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 38066
Population: 3,706
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Is Rossville, TN a smart market for rental property?
With a 3.0/5 investability score, Rossville, TN ranks as a solid market for rental property investors. Median prices of $532K and rents of $954/mo drive the underlying numbers.
What does house hacking look like in Rossville, TN?
For house hackers, Rossville, TN is a challenging. The $954/mo rent on a unit helps defray the mortgage on a $532K property.
What real estate strategy is ideal for Rossville, TN?
Rossville, TN investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($532K prices, $954/mo rents) make it a reasonable choice.
What is the median home value in Rossville, TN?
Typical homes in Rossville, TN go for around $532K. The 5-year CAGR of 0.0% measured price movement.
How strong are rents in Rossville, TN?
The typical rental in Rossville, TN commands about $954/mo monthly. That rent profile stable cash flow against the $532K purchase basis.
You know 38066 now. You don’t know where it ranks.
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