Real Estate Investing in Loudon, Tennessee (37774)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 37774 (Loudon, TN)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 9.0% vacancy may signal weakening demand.
What’s happening in Loudon, TN (37774)?
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Market Analysis: 37774 Loudon
Put differently, ZIP 37774 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $503K median. It rewards specialists, not generalists.
For an experienced owner, 37774 can be a worth a close look for hunting ground — but the discount at $503K reflects genuine risk that outside investors often underestimate.
The gap between 37774 and stronger Loudon ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
A significant renter share of 12% in 37774 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Loudon:
Property Strategy for 37774
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $271,594 | $1,310 | 3.5% | +12.0% | $135,797 |
| 3BR | $533,549 | $1,660 | 2.2% | +10.8% | $177,850 |
| 4BR | $725,015 | $1,950 | 1.9% | +10.2% | $181,254 |
| 5BR | $916,364 | — | — | +10.8% | $183,273 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 37774 Compare?
| Metric | 37774 | Loudon | Knoxville, TN | Tennessee |
|---|---|---|---|---|
| Home Value | $503,146 | $503,146 | N/A | $327,001 |
| 5-Year CAGR | 6.3% | 6.3% | N/A | 7.7% |
| Avg Rent | $2,347 | $2,347 | N/A | - |
| Cap Rate | 3.6% | 3.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 37774 (Loudon, TN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $503,146 |
| Monthly Rent | $2,347 |
| Price-to-Rent | 17.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.6% |
| Cap Rate | 3.6% |
| 5-Year IRR | 10.0% |
📈 Home Appreciation
| 1-Year | +2.4% ▲ |
| 3-Year CAGR | +2.8% ▲ |
| 5-Year CAGR | +6.3% ▲ |
| 10-Year CAGR | +7.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 37774
Population: 20,989
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 37774
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Which investment style suits Loudon, TN?
Investors usually favor careful cash-flow rentals with hands-on management in Loudon, TN. With home values at $503K and rents near $2,347/mo, other strategies can work but produce stable rather than outsized returns.
Is Loudon, TN good for landlords?
Loudon, TN falls under TN landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
How much do tenants pay in Loudon, TN?
Expect rents around $2,347/mo per month in Loudon, TN. With home values at $503K, the yield math works out to reasonable levels for rental investors.
Should investors consider Loudon, TN?
With a 3.0/5 investability score, Loudon, TN ranks as a solid market for rental property investors. Median prices of $503K and rents of $2,347/mo drive the underlying numbers.
Is it easy to find good tenants in Loudon, TN?
Tenant demand in Loudon, TN is solid. The local workforce $2,347/mo rents across most rental classes.
You know 37774 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 37774 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 37774 ranks in Knoxville, TN
Every ZIP in this metro, ranked. Free.
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