Real Estate Investing in Jefferson City, Tennessee (37760)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 37760 (Jefferson City, TN)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 12.2% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 25.6 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Jefferson City, TN (37760)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 37760 Jefferson City
Investors eyeing 37760 need to respect the fundamentals at play. Home values of $310K come alongside slower price movement and elevated management overhead.
Looking more closely, the numbers look inviting — $310K purchase price, 0.0% nominal cap — the work to hit that pro forma in 37760 is substantial and deserves full respect.
The gap between 37760 and stronger Jefferson City ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
The demographic picture in 37760 includes headwinds that any investor should price in. Income distribution skews lower than Jefferson City averages, and tenant stability requires active management.
Strategy in 37760 is an operator game, not a passive one. From a cash-flow lens, entry prices of $310K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Jefferson City:
Property Strategy for 37760
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $209,119 | $1,120 | 3.9% | +11.6% | $104,560 |
| 3BR | $318,854 | $1,430 | 3.2% | +10.8% | $106,285 |
| 4BR | $359,182 | $1,800 | 3.6% | +10.2% | $89,795 |
Market Trends
Home Value History (with trend line)
📊 How Does 37760 Compare?
| Metric | 37760 | Jefferson City | Morristown, TN | Tennessee |
|---|---|---|---|---|
| Home Value | $310,144 | $310,144 | N/A | $327,001 |
| 5-Year CAGR | 7.7% | 7.7% | N/A | 7.7% |
| Avg Rent | $1,008 | $1,008 | N/A | - |
| Cap Rate | 2.5% | 2.5% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 37760 (Jefferson City, TN). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 37760 (Jefferson City, TN)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $310,144 |
| Monthly Rent | $1,008 |
| Price-to-Rent | 25.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.9% |
| Cap Rate | 2.5% |
| 5-Year IRR | 10.2% |
📈 Home Appreciation
| 1-Year | +3.7% ▲ |
| 3-Year CAGR | +4.9% ▲ |
| 5-Year CAGR | +7.7% ▲ |
| 10-Year CAGR | +8.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 37760
Population: 14,020
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 37760
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,195 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Are there empty rentals in Jefferson City, TN?
Jefferson City, TN sees elevated vacancy, which is reasonable relative to the broader TN rental market.
Is Jefferson City, TN landlord-friendly?
TN ranks as a landlord-friendly state for landlord-tenant law. Jefferson City generally follows the statewide framework, so landlords face reasonable operating rules.
What monthly rent should investors expect in Jefferson City, TN?
Average rent in Jefferson City, TN is approximately $1,008/mo per month. Against $310K home values that yields a reasonable rent-to-price ratio.
What does house hacking look like in Jefferson City, TN?
The a challenging house-hack environment in Jefferson City, TN reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
How does Jefferson City, TN rate as a rental market?
Jefferson City, TN scores 3.0/5 for investability. Home values sit at $310K and rents near $1,008/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
You know 37760 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 37760 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 37760 ranks in Morristown, TN
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 37760 (Jefferson City)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 37760 (Jefferson City, TN).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.