Real Estate Investing in Minter, Alabama (36761)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 36761 (Minter, AL)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 27.9% of homes vacant — above national norms.
- Flat appreciation: Values have barely moved over 5 years (0.9% CAGR).
- Elevated poverty: 31.8% poverty rate — can affect rent collection.
- Lower household income: $26,528 median — tenant affordability is tighter.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Minter, AL (36761)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 36761 Minter
ZIP 36761 inside Dallas County looks affordable on the surface — median value of $153K — but the discount exists for reasons that a careful buyer should understand before committing.
Rent of $810/mo on a $153K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 36761 sits below the stated 0.0% once reality is priced in.
The gap between 36761 and stronger Minter ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Demographically, 36761 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Strategically, 36761 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Minter:
Market Trends
Home Value History (with trend line)
📊 How Does 36761 Compare?
| Metric | 36761 | Minter | Selma, AL | Alabama |
|---|---|---|---|---|
| Home Value | $153,426 | $153,426 | N/A | $231,003 |
| 5-Year CAGR | 0.9% | 0.9% | N/A | 5.6% |
| Avg Rent | $810 | $810 | N/A | - |
| Cap Rate | 4.1% | 4.1% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 36761 (Minter, AL). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 36761 (Minter, AL)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $153,426 |
| Monthly Rent | $810 |
| Price-to-Rent | 15.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.3% |
| Cap Rate | 4.1% |
| 5-Year IRR | 5.0% |
📈 Home Appreciation
| 1-Year | -0.9% ▼ |
| 3-Year CAGR | +0.9% ▲ |
| 5-Year CAGR | +0.9% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 36761
Population: 869
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
How strong is the working-renter base in Minter, AL?
The renter base in Minter, AL is reasonable for the $810/mo price point. Screening well and pricing to market typically yields measured tenants.
What is the best play in Minter, AL?
Minter, AL investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($153K prices, $810/mo rents) make it a reasonable choice.
How much should I expect to pay for a home in Minter, AL?
Expect median prices around $153K in Minter, AL. The market has run at a 0.0% 5-year CAGR, so entry costs have been measured.
Is Minter, AL a good market for FHA house hackers?
Minter, AL is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $153K price point reasonable to enter.
How does Minter, AL stack up for property investment?
Yes - Minter, AL a 3.0/5 investability score. With $153K home prices against $810/mo monthly rent, the market delivers a reasonable entry point for new investors.
You know 36761 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 36761 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 36761 ranks in Selma, AL
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 36761 (Minter)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 36761 (Minter, AL).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.