Real Estate Investing in Newbern, Alabama (36765)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hale County • Population: 680 • Data updated: September 2026

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Should you buy in 36765 (Newbern, AL)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (54/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 19.0% of homes vacant — above national norms.
  • Declining values: -4.7% 5-year CAGR — values have moved lower.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Newbern, AL (36765)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $143,032
Avg Monthly Rent $927
1% Rule ✗ Does Not Meet
Median Income $47,984
% Renters 9.0%

Market Analysis: 36765 Newbern

In practical terms, ZIP 36765 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $143K median. It rewards specialists, not generalists.

For an experienced owner, 36765 can be a a solid fit for hunting ground — but the discount at $143K reflects genuine risk that outside investors often underestimate.

Within AL, ZIP 36765 trails on several market indicators that neighboring Hale County submarkets outperform. The gap is real and robust enough to shape underwriting.

Stepping back, 680 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Experienced landlords with local relationships tend to find 36765 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Newbern:

C Below Average
Buy Confidence Score: 50/100
Affordability
20/25
Appreciation
0/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 3× the median income
Value Trend
Declining (-0.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $927/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Tuscaloosa, AL Metro Area
Even conditions for buyers and sellers
53 days
Average time to sell
Average
7.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Tuscaloosa, AL metro data

Market Trends

Home Value History (with trend line)

$193K$180K$166K$153K$139K$125KFeb 2017Nov 2021Jul 2026

📊 How Does 36765 Compare?

Metric 36765 Newbern Tuscaloosa, AL Alabama
Home Value $143,032 $143,032 N/A $231,003
5-Year CAGR N/A N/A N/A 5.6%
Avg Rent $927 $927 N/A -
Cap Rate 5.1% 5.1% - -
💡 Why Invest in 36765? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 36765 (Newbern, AL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.1%
Fair
5yr Growth
-4.7%
Declining

📉 Market Crash Risk Index

Based on Tuscaloosa, AL metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
60%
Days Pending
1/2
53 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $143,032
Monthly Rent $927
Price-to-Rent 12.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.8%
Cap Rate 5.1%
5-Year IRR 0.4%

📈 Home Appreciation

1-Year -0.8% ▼
3-Year CAGR -6.4% ▼
5-Year CAGR -4.7% ▼
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
19.0%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-4.7%
Declining
Eviction process: Fast Rent control: Favorable

Demographics in 36765

Population: 680

💰 Median Household Income
$47,984
This area
$47,984
State
$56,875
USA
$74,580
🏠 Renter Occupied
9.0%
This area
9.0%
State
24.9%
USA
34.0%
💼 Unemployment Rate
3.9%
This area
3.9%
State
-24.3%
USA
3.7%
🎓 College Educated
6.2%
This area
6.2%
State
-11.9%
USA
33.7%
👤 Median Age
55.6 years
This area
55.6 years
State
-0.9 years
USA
38.9 years
🏚️ Vacancy Rate
19.0%
This area
19.0%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
Black/African American 73.6%
White 26.4%
👶 Under 18
22.1%
This area
22.1%
USA
22.0%
👴 65 and Over
36.3%
This area
36.3%
USA
17.3%
📊 Poverty Rate
11.0%
This area
11.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby
C
Marion Military Institute
308 students · 11.7 mi

Frequently Asked Questions

How should investors approach Newbern, AL?

The best-fit strategy in Newbern, AL is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

How much should I expect to pay for a home in Newbern, AL?

The median home value in Newbern, AL is roughly $143K. That puts it reasonable relative to the AL statewide average.

What is the rental occupancy rate in Newbern, AL?

Vacancy risk in Newbern, AL is elevated. That supports predictable cash flow for typical rental holds.

How deep is the rental pool in Newbern, AL?

Tenant quality in Newbern, AL ranks as solid. Landlords generally report steady occupancy at market rents of $927/mo.

Does Newbern, AL make sense for an investment property?

Our data puts Newbern, AL at 3.0/5 for investability. Home prices of $143K and rents around $927/mo create a solid backdrop for investor activity.

You know 36765 now. You don’t know where it ranks.

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How 36765 ranks in Tuscaloosa, AL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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