Real Estate Investing in Gallion, Alabama (36742)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 36742 (Gallion, AL)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 21.0% of homes vacant — above national norms.
- Declining values: -1.4% 5-year CAGR — values have moved lower.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Gallion, AL (36742)?
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Market Analysis: 36742 Gallion
Not every below-median market is a bargain. Gallion's 36742 ZIP clocks in at signals that favor experienced operators who can absorb the risk $191K pricing implies.
Distressed markets are won on execution, not on spreadsheets. ZIP 36742 registers the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
The gap between 36742 and stronger Gallion ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Resident income in 36742 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
The 36742 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Gallion:
Market Trends
Home Value History (with trend line)
📊 How Does 36742 Compare?
| Metric | 36742 | Gallion | Alabama |
|---|---|---|---|
| Home Value | $191,179 | $191,179 | $231,003 |
| 5-Year CAGR | N/A | N/A | 5.6% |
| Avg Rent | $927 | $927 | - |
| Cap Rate | 3.8% | 3.8% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 36742 (Gallion, AL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $191,179 |
| Monthly Rent | $927 |
| Price-to-Rent | 17.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.8% |
| Cap Rate | 3.8% |
| 5-Year IRR | 2.4% |
📈 Home Appreciation
| 1-Year | +1.3% ▲ |
| 3-Year CAGR | -4.3% ▼ |
| 5-Year CAGR | -1.4% ▼ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 36742
Population: 2,841
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What do landlords charge for rent in Gallion, AL?
Rent in Gallion, AL is around $927/mo. The resulting rent-to-value relationship with $191K pricing is reasonable for most investor models.
What is the tenant pool like in Gallion, AL?
The tenant pool in Gallion, AL is solid, supported by local employment and population fundamentals. Rents of $927/mo are well-absorbed by the market.
Are landlord laws favorable in Gallion, AL?
Rental owners in Gallion, AL deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.
Is Gallion in AL worth investing in?
Our data puts Gallion, AL at 2.0/5 for investability. Home prices of $191K and rents around $927/mo create a solid backdrop for investor activity.
Is Gallion, AL better for rentals, flips, or BRRRR?
Gallion, AL investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($191K prices, $927/mo rents) make it a reasonable choice.
You know 36742 now. You don’t know where it ranks.
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