Real Estate Investing in Mobile, Alabama (36695)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 36695 (Mobile, AL)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
No major risk flags on the data we track.
What’s happening in Mobile, AL (36695)?
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Market Analysis: 36695 Mobile
The 36695 ZIP covers a section of Mobile that demands careful diligence. Prices near $282K look accessible, but the work to make a deal cash flow is real.
The investment case in 36695 is healthy only for operators who understand what they are buying. A $282K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Nearby ZIPs in Mobile have seen price recovery that 36695 has not matched. Mobile County data supports the view that the spread is structural rather than temporary.
On balance, 52,923 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Distressed ZIPs reward experience. notable returns are possible in 36695, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Mobile:
Property Strategy for 36695
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $180,480 | $1,270 | 5.1% | +7.2% | $90,240 |
| 3BR | $232,732 | $1,660 | 5.1% | +6.8% | $77,577 |
| 4BR | $331,131 | $1,690 | 3.7% | +5.8% | $82,783 |
| 5BR | $419,140 | — | — | +5.3% | $83,828 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 36695 Compare?
| Metric | 36695 | Mobile | Mobile, AL | Alabama |
|---|---|---|---|---|
| Home Value | $282,271 | $85,187 | N/A | $231,003 |
| 5-Year CAGR | 4.4% | 3.2% | N/A | 5.6% |
| Avg Rent | $1,504 | $1,283 | N/A | - |
| Cap Rate | 4.2% | 6.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 36695 (Mobile, AL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $282,271 |
| Monthly Rent | $1,504 |
| Price-to-Rent | 15.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.4% |
| Cap Rate | 4.2% |
| 5-Year IRR | 8.5% |
📈 Home Appreciation
| 1-Year | +3.1% ▲ |
| 3-Year CAGR | +1.6% ▲ |
| 5-Year CAGR | +4.4% ▲ |
| 10-Year CAGR | +5.2% ▲ |
🏠 Rent Trends
| 1-Year | +5.4% ▲ |
| 3-Year CAGR | +2.8% ▲ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 36695
Population: 52,923
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 36695
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,763 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How tight is the rental market in Mobile, AL?
Vacancy risk in Mobile, AL is elevated. That supports stable cash flow for typical rental holds.
How strong is the working-renter base in Mobile, AL?
Tenant demand in Mobile, AL is solid. The local workforce $1,504/mo rents across most rental classes.
How does Mobile, AL rate as a rental market?
Mobile, AL rates 3.0/5 for investability. With median values at $282K and rents near $1,504/mo, the market offers reasonable fundamentals for rental investors.
Which investment style suits Mobile, AL?
A careful cash-flow rentals with hands-on management strategy Mobile, AL best. The market produces consistent results for that approach at the $282K price point.
Where do rents currently stand in Mobile, AL?
The typical rental in Mobile, AL commands about $1,504/mo monthly. That rent profile stable cash flow against the $282K purchase basis.
You know 36695 now. You don’t know where it ranks.
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How 36695 ranks in Mobile, AL
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