Real Estate Investing in Semmes, Alabama (36575)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Mobile County • Population: 22,444 • Data updated: September 2026

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Should you buy in 36575 (Semmes, AL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (75/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Semmes, AL (36575)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $243,204
Avg Monthly Rent $1,500
1% Rule ✗ Does Not Meet
Median Income $66,830
% Renters 17.1%

Market Analysis: 36575 Semmes

Investors eyeing 36575 need to respect the fundamentals at play. Home values of $243K come alongside slower price movement and elevated management overhead.

For an experienced owner, 36575 can be a an appealing option for hunting ground — but the discount at $243K reflects genuine risk that outside investors often underestimate.

Statewide comparisons place 36575 among AL's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Demographically, 36575 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

New investors are better served looking at Semmes's stable or hybrid ZIPs before stepping into 36575. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Semmes:

B Good
Buy Confidence Score: 71/100
Affordability
15/25
Appreciation
18/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Stable (+1.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,500/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Mobile, AL Metro Area
More inventory, negotiating room for buyers
60 days
Average time to sell
Average
9.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Mobile, AL metro data
🏠

Property Strategy for 36575

Which property type performs best in this market?

Best for Cash Flow
2BR
5.7% cap rate
Best for Appreciation
3BR
+7.3% 5yr CAGR
Best Overall Value
2BR
$72,714/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $145,428 $1,150 5.7% +5.8% $72,714
3BR $218,423 $1,500 4.9% +7.3% $72,808
4BR $308,660 $1,530 3.6% +6.3% $77,165

Market Trends

Home Value History (with trend line)

$253K$226K$199K$172K$145K$118KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

No data available

📊 How Does 36575 Compare?

Metric 36575 Semmes Mobile, AL Alabama
Home Value $243,204 $243,204 N/A $231,003
5-Year CAGR 4.9% 4.9% N/A 5.6%
Avg Rent $1,500 $1,500 N/A -
Cap Rate 4.8% 4.8% - -
💡 Why Invest in 36575? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 36575 (Semmes, AL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.8%
Fair
5yr Growth
+4.9%
Moderate

📉 Market Crash Risk Index

Based on Mobile, AL metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
57%
Days Pending
1/2
60 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $243,204
Monthly Rent $1,500
Price-to-Rent 13.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.4%
Cap Rate 4.8%
5-Year IRR 9.7%

📈 Home Appreciation

1-Year +1.8% ▲
3-Year CAGR +1.7% ▲
5-Year CAGR +4.9% ▲
10-Year CAGR +5.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.9%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 36575

Population: 22,444

💰 Median Household Income
$66,830
This area
$66,830
State
$56,875
USA
$74,580
🏠 Renter Occupied
17.1%
This area
17.1%
State
24.9%
USA
34.0%
💼 Unemployment Rate
1.7%
This area
1.7%
State
-24.3%
USA
3.7%
🎓 College Educated
21.0%
This area
21.0%
State
-11.9%
USA
33.7%
👤 Median Age
37.7 years
This area
37.7 years
State
-0.9 years
USA
38.9 years
🏚️ Vacancy Rate
6.9%
This area
6.9%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 77.9%
Black/African American 16.8%
Other/Mixed 4.2%
Hispanic/Latino 2.6%
Asian 1.1%
👶 Under 18
25.5%
This area
25.5%
USA
22.0%
👴 65 and Over
13.9%
This area
13.9%
USA
17.3%
📊 Poverty Rate
4.1%
This area
4.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 36575

C+ Avg School Grade
4 Schools
18.8:1 Avg Class Size
$13,185 Avg Per Pupil

Schools in This ZIP Code

B Good

Allentown Elementary School

📚 Pre-K – 05 Elementary
👥
793 Students
👨‍🏫
19.8:1 Class Size
💰
$13,185 Per Student
B Good

Semmes Elementary School

📚 Pre-K – 05 Elementary
👥
547 Students
👨‍🏫
18.9:1 Class Size
💰
$13,185 Per Student
C+ Average

Mary G Montgomery High School

📚 09 – 12 High School
👥
1,918 Students
👨‍🏫
17.4:1 Class Size
💰
$13,185 Per Student
C+ Average

Semmes Middle School

📚 06 – 08 Middle
👥
1,259 Students
👨‍🏫
19.1:1 Class Size
💰
$13,185 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,763 Off-Campus Students
D
Fortis College
252 students · 7.1 mi
B
University of South Alabama
13,768 students · 7.5 mi
C
University of Mobile
1,911 students · 8.7 mi
C
Spring Hill College
977 students · 9.5 mi
D
Remington College-Mobile Campus
244 students · 10.2 mi
C
Blue Cliff Career College
41 students · 11.6 mi
D
Cardiac and Vascular Institute of Ultrasound
51 students · 12.6 mi
C
Bishop State Community College
3,568 students · 13.8 mi

Investor Insight: With 1,763 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Semmes, AL a friendly market for rental owners?

Landlord-friendliness in Semmes, AL is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

Are tenants stable in Semmes, AL?

Tenant demand in Semmes, AL is solid. The local workforce $1,500/mo rents across most rental classes.

What real estate strategy is ideal for Semmes, AL?

Investors usually favor careful cash-flow rentals with hands-on management in Semmes, AL. With home values at $243K and rents near $1,500/mo, other strategies can work but produce consistent rather than outsized returns.

Is Semmes in AL worth investing in?

With a 3.0/5 investability score, Semmes, AL ranks as a solid market for rental property investors. Median prices of $243K and rents of $1,500/mo drive the underlying numbers.

What do landlords charge for rent in Semmes, AL?

Average rent in Semmes, AL is approximately $1,500/mo per month. Against $243K home values that yields a reasonable rent-to-price ratio.

You know 36575 now. You don’t know where it ranks.

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How 36575 ranks in Mobile, AL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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