Real Estate Investing in Camden, Alabama (36726)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 36726 (Camden, AL)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 27.8% of homes vacant — above national norms.
- Elevated poverty: 22.1% poverty rate — can affect rent collection.
- Lower household income: $38,427 median — tenant affordability is tighter.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Camden, AL (36726)?
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Market Analysis: 36726 Camden
Investors eyeing 36726 need to respect the fundamentals at play. Home values of $161K come alongside slower price movement and elevated management overhead.
In practical terms, the numbers look inviting — $161K purchase price, 0.0% nominal cap — the work to hit that pro forma in 36726 is substantial and deserves full respect.
The gap between 36726 and stronger Camden ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
A resilient renter share of 23% in 36726 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
New investors are better served looking at Camden's stable or hybrid ZIPs before stepping into 36726. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Camden:
Market Trends
Home Value History (with trend line)
📊 How Does 36726 Compare?
| Metric | 36726 | Camden | Alabama |
|---|---|---|---|
| Home Value | $160,563 | $160,563 | $231,003 |
| 5-Year CAGR | 1.8% | 1.8% | 5.6% |
| Avg Rent | $774 | $774 | - |
| Cap Rate | 3.8% | 3.8% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 36726 (Camden, AL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $160,563 |
| Monthly Rent | $774 |
| Price-to-Rent | 17.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.8% |
| Cap Rate | 3.8% |
| 5-Year IRR | 5.5% |
📈 Home Appreciation
| 1-Year | +7.7% ▲ |
| 3-Year CAGR | +1.8% ▲ |
| 5-Year CAGR | +1.8% ▲ |
| 10-Year CAGR | +3.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 36726
Population: 4,561
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 36726
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How strong is Camden, AL for real estate investors?
Camden, AL rates 2.0/5 for investability. With median values at $161K and rents near $774/mo, the market offers reasonable fundamentals for rental investors.
What kind of vacancy should I budget for in Camden, AL?
Camden, AL vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
What is the typical rental rate in Camden, AL?
The typical rental in Camden, AL commands about $774/mo monthly. That rent profile measured cash flow against the $161K purchase basis.
How do experienced investors play Camden, AL?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Camden, AL. The numbers - $161K homes against $774/mo rents - support that play.
What is the average home sale price in Camden, AL?
Expect median prices around $161K in Camden, AL. The market has run at a 0.0% 5-year CAGR, so entry costs have been stable.
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