Real Estate Investing in Lower Peach Tree, Alabama (36751)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Clarke County • Population: 786 • Data updated: September 2026

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Should you buy in 36751 (Lower Peach Tree, AL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
4 flags
  • High vacancy: 45.4% of homes vacant — above national norms.
  • Declining values: -3.3% 5-year CAGR — values have moved lower.
  • 1-year downturn: Values declined 7.3% in the last year.
  • Elevated poverty: 35.2% poverty rate — can affect rent collection.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Lower Peach Tree, AL (36751)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $105,914
Avg Monthly Rent $765
1% Rule ✗ Does Not Meet
Median Income $41,705
% Renters 15.3%

Market Analysis: 36751 Lower Peach Tree

The 36751 ZIP in Lower Peach Tree, AL is a local-operator market. Outside capital chasing a $106K entry has to pair deep knowledge with the discount.

For an experienced owner, 36751 can be a a credible choice for hunting ground — but the discount at $106K reflects genuine risk that outside investors often underestimate.

ZIP 36751's metrics run below Clarke County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Resident income in 36751 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategy in 36751 is an operator game, not a passive one. On balance, entry prices of $106K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lower Peach Tree:

C Below Average
Buy Confidence Score: 55/100
Affordability
25/25
Appreciation
0/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.5× the median income
Value Trend
Declining (-7.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $765/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$133K$125K$117K$108K$100K$92KFeb 2017Nov 2021Jul 2026

📊 How Does 36751 Compare?

Metric 36751 Lower Peach Tree Alabama
Home Value $105,914 $114,793 $231,003
5-Year CAGR N/A N/A 5.6%
Avg Rent $765 $738 -
Cap Rate 5.6% 5.1% -
💡 Why Invest in 36751? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 36751 (Lower Peach Tree, AL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.6%
Fair
5yr Growth
-3.3%
Declining

📊 Market Snapshot

Home Value $105,914
Monthly Rent $765
Price-to-Rent 11.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.7%
Cap Rate 5.6%
5-Year IRR 2.4%

📈 Home Appreciation

1-Year -7.3% ▼
3-Year CAGR -6.4% ▼
5-Year CAGR -3.3% ▼
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
45.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-3.3%
Declining
Eviction process: Fast Rent control: Favorable

Demographics in 36751

Population: 786

💰 Median Household Income
$41,705
This area
$41,705
State
$56,875
USA
$74,580
🏠 Renter Occupied
15.3%
This area
15.3%
State
24.9%
USA
34.0%
💼 Unemployment Rate
2.9%
This area
2.9%
State
-24.3%
USA
3.7%
🎓 College Educated
12.3%
This area
12.3%
State
-11.9%
USA
33.7%
👤 Median Age
23.1 years
This area
23.1 years
State
-0.9 years
USA
38.9 years
🏚️ Vacancy Rate
45.4%
This area
45.4%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
Black/African American 100.0%
👶 Under 18
10.3%
This area
10.3%
USA
22.0%
👴 65 and Over
4.8%
This area
4.8%
USA
17.3%
📊 Poverty Rate
35.2%
This area
35.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 36751

B Avg School Grade
1 Schools
8.5:1 Avg Class Size
$13,134 Avg Per Pupil

Schools in This ZIP Code

B Good

Monroe Intermediate School

📚 Pre-K – 08 School
👥
64 Students
👨‍🏫
8.5:1 Class Size
💰
$13,134 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How do experienced investors play Lower Peach Tree, AL?

Most investors in Lower Peach Tree, AL run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

What are vacancy rates like in Lower Peach Tree, AL?

Rental vacancy in Lower Peach Tree, AL is elevated. Investors should budget normal turnover but not chronic empty units.

What is the typical rental rate in Lower Peach Tree, AL?

Lower Peach Tree, AL rentals go for roughly $765/mo a month. That puts gross yield in solid territory relative to $106K acquisition costs.

How strong is the working-renter base in Lower Peach Tree, AL?

Lower Peach Tree, AL draws a reliable base of working renters. Demand at the $765/mo rent level is reasonable for standard single-family and small multi rentals.

Is rental property easy to operate in Lower Peach Tree, AL?

Lower Peach Tree, AL falls under AL landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

You know 36751 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 36751 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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