Real Estate Investing in Scottsboro, Alabama (35769)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Jackson County • Population: 9,571 • Data updated: September 2026

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Should you buy in 35769 (Scottsboro, AL)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (48/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 16.2% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 31.2 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Scottsboro, AL (35769)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $276,303
Avg Monthly Rent $738
1% Rule ✗ Does Not Meet
Median Income $56,136
% Renters 17.8%

Market Analysis: 35769 Scottsboro

On the rental side, ZIP 35769 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $276K median. It rewards specialists, not generalists.

The investment case in 35769 is impressive only for operators who understand what they are buying. A $276K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

ZIP 35769's metrics run below Jackson County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Resident income in 35769 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Scottsboro:

C+ Average
Buy Confidence Score: 62/100
Affordability
10/25
Appreciation
22/25
Stability
9/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.9× the median income
Value Trend
Rising (+4.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $738/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Scottsboro, AL Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Scottsboro, AL metro data
🏠

Property Strategy for 35769

Which property type performs best in this market?

Best for Cash Flow
3BR
2.8% cap rate
Best for Appreciation
3BR
+9.9% 5yr CAGR
Best Overall Value
3BR
$91,356/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $274,067 $1,070 2.8% +9.9% $91,356
4BR $415,036 $1,270 2.2% +9.2% $103,759

Market Trends

Home Value History (with trend line)

$290K$256K$221K$187K$152K$118KApr 2009Dec 2017Jul 2026

📊 How Does 35769 Compare?

Metric 35769 Scottsboro Scottsboro, AL Alabama
Home Value $276,303 $225,601 N/A $231,003
5-Year CAGR 5.5% 5.5% N/A 5.6%
Avg Rent $738 $720 N/A -
Cap Rate 2.1% 2.6% - -
💡 Why Invest in 35769? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 35769 (Scottsboro, AL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.1%
Low
5yr Growth
+5.5%
Moderate

📉 Market Crash Risk Index

Based on Scottsboro, AL metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
74%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $276,303
Monthly Rent $738
Price-to-Rent 31.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.2%
Cap Rate 2.1%
5-Year IRR 7.6%

📈 Home Appreciation

1-Year +4.9% ▲
3-Year CAGR +3.3% ▲
5-Year CAGR +5.5% ▲
10-Year CAGR +5.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.2%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 35769

Population: 9,571

💰 Median Household Income
$56,136
This area
$56,136
State
$56,875
USA
$74,580
🏠 Renter Occupied
17.8%
This area
17.8%
State
24.9%
USA
34.0%
💼 Unemployment Rate
1.8%
This area
1.8%
State
-24.3%
USA
3.7%
🎓 College Educated
27.1%
This area
27.1%
State
-11.9%
USA
33.7%
👤 Median Age
45.7 years
This area
45.7 years
State
-0.9 years
USA
38.9 years
🏚️ Vacancy Rate
16.2%
This area
16.2%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 88.1%
Other/Mixed 6.8%
Hispanic/Latino 5.3%
Black/African American 5.1%
👶 Under 18
19.5%
This area
19.5%
USA
22.0%
👴 65 and Over
24.4%
This area
24.4%
USA
17.3%
📊 Poverty Rate
9.8%
This area
9.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 35769

B+ Avg School Grade
1 Schools
13.7:1 Avg Class Size
$13,141 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Thurston T Nelson Elementary School

📚 Pre-K – K Elementary
👥
267 Students
👨‍🏫
13.7:1 Class Size
💰
$13,141 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 412 Off-Campus Students
C
Northeast Alabama Community College
2,905 students · 10.9 mi

Frequently Asked Questions

Are homes affordable in Scottsboro, AL?

Scottsboro, AL median home values land near $276K. That is reasonable territory for investors looking at $738/mo-per-month rentals.

Is Scottsboro, AL a good place for real estate investing?

Scottsboro, AL posts an investability rating of 3.0/5, with median home values near $276K and average rents around $738/mo. That combination puts it in the impressive tier for investor interest.

What is the renter demographic in Scottsboro, AL?

Scottsboro, AL offers a steady renter base at the $738/mo rent level. Tenant turnover is reasonable for well-managed properties.

What are vacancy rates like in Scottsboro, AL?

Scottsboro, AL sees elevated vacancy, which is reasonable relative to the broader AL rental market.

Is Scottsboro, AL a friendly market for rental owners?

For rental operators, Scottsboro, AL rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

You know 35769 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 35769 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 35769 ranks in Scottsboro, AL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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