Real Estate Investing in Fyffe, Alabama (35971)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

DeKalb • Population: 4,903 • Data updated: September 2026

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Should you buy in 35971 (Fyffe, AL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Fyffe, AL (35971)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $211,532
Avg Monthly Rent $720
1% Rule ✗ Does Not Meet
Median Income $52,930
% Renters 31.3%

Market Analysis: 35971 Fyffe

ZIP 35971 in Fyffe, AL carries a solid set of headwinds. Home values near $212K and rents of $720/mo sit inside a market where underwriting has to be tight.

Distressed markets are won on execution, not on spreadsheets. ZIP 35971 sits at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

ZIP 35971's metrics run below DeKalb's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

The demographic picture in 35971 includes headwinds that any investor should price in. Income distribution skews lower than Fyffe averages, and tenant stability requires active management.

Distressed ZIPs reward experience. robust returns are possible in 35971, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Fyffe:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4× the median income
Value Trend
Rising (+10.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $720/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$221K$193K$164K$136K$107K$79KJul 2006Jul 2016Jul 2026

📊 How Does 35971 Compare?

Metric 35971 Fyffe Alabama
Home Value $211,532 $211,532 $231,003
5-Year CAGR 5.1% 5.1% 5.6%
Avg Rent $720 $720 -
Cap Rate 2.7% 2.7% -
💡 Why Invest in 35971? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 35971 (Fyffe, AL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+5.1%
Moderate

📊 Market Snapshot

Home Value $211,532
Monthly Rent $720
Price-to-Rent 24.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.1%
Cap Rate 2.7%
5-Year IRR 7.8%

📈 Home Appreciation

1-Year +10.2% ▲
3-Year CAGR +5.1% ▲
5-Year CAGR +5.1% ▲
10-Year CAGR +7.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.7%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.1%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 35971

Population: 4,903

💰 Median Household Income
$52,930
This area
$52,930
State
$56,875
USA
$74,580
🏠 Renter Occupied
31.3%
This area
31.3%
State
24.9%
USA
34.0%
💼 Unemployment Rate
3.4%
This area
3.4%
State
-24.3%
USA
3.7%
🎓 College Educated
6.2%
This area
6.2%
State
-11.9%
USA
33.7%
👤 Median Age
41.4 years
This area
41.4 years
State
-0.9 years
USA
38.9 years
🏚️ Vacancy Rate
7.7%
This area
7.7%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 91.1%
Other/Mixed 5.7%
Hispanic/Latino 3.3%
Black/African American 3.1%
👶 Under 18
19.7%
This area
19.7%
USA
22.0%
👴 65 and Over
15.9%
This area
15.9%
USA
17.3%
📊 Poverty Rate
10.6%
This area
10.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 35971

B Avg School Grade
1 Schools
16.3:1 Avg Class Size
$12,957 Avg Per Pupil

Schools in This ZIP Code

B Good

Fyffe High School

📚 Pre-K – 12 K-12
👥
939 Students
👨‍🏫
16.3:1 Class Size
💰
$12,957 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 412 Off-Campus Students
C
Northeast Alabama Community College
2,905 students · 6.5 mi

Frequently Asked Questions

How expensive is real estate in Fyffe, AL?

Median home price in Fyffe, AL is near $212K, with a 5-year CAGR of 0.0%. Prices have been even-keeled and supportive of buy-and-hold strategies.

Is the tenant base reliable in Fyffe, AL?

The renter base in Fyffe, AL is reasonable for the $720/mo price point. Screening well and pricing to market typically yields reliable tenants.

Is Fyffe, AL a good market for FHA house hackers?

Fyffe, AL is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $212K price point reasonable to enter.

How does Fyffe, AL stack up for property investment?

Yes - Fyffe, AL a 3.0/5 investability score. With $212K home prices against $720/mo monthly rent, the market delivers a reasonable entry point for new investors.

Is Fyffe, AL landlord-friendly?

AL law landlord-friendly for landlords, and Fyffe inherits those rules. Investors should still review local ordinances for rental licensing.

You know 35971 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 35971 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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