Real Estate Investing in Scottsboro, Alabama (35768)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Jackson County • Population: 12,394 • Data updated: September 2026

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Should you buy in 35768 (Scottsboro, AL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 13.7% of homes vacant — above national norms.
  • Elevated poverty: 20.2% poverty rate — can affect rent collection.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Scottsboro, AL (35768)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $174,899
Avg Monthly Rent $702
1% Rule ✗ Does Not Meet
Median Income $46,386
% Renters 31.8%

Market Analysis: 35768 Scottsboro

This part of Jackson County is not an easy win. The 35768 ZIP records softness in key indicators, and the playbook that works in cleaner markets often stalls here.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $175K asset, 35768 is the wrong submarket. If the plan prices in friction, the yield can still work.

On balance, 35768 offers a low basis, the region around Scottsboro has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Who lives in 35768 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

New investors are better served looking at Scottsboro's stable or hybrid ZIPs before stepping into 35768. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Scottsboro:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
22/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+5.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $702/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Scottsboro, AL Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Scottsboro, AL metro data
🏠

Property Strategy for 35768

Which property type performs best in this market?

Best for Cash Flow
2BR
3.9% cap rate
Best for Appreciation
2BR
+13.6% 5yr CAGR
Best Overall Value
3BR
$72,056/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $144,459 $780 3.9% +13.6% $72,230
3BR $216,169 $1,010 3.4% +11.5% $72,056
4BR $321,015 $1,240 2.8% +9.7% $80,254

Market Trends

Home Value History (with trend line)

$185K$161K$137K$113K$89K$65KDec 2009Apr 2018Jul 2026

📊 How Does 35768 Compare?

Metric 35768 Scottsboro Scottsboro, AL Alabama
Home Value $174,899 $225,601 N/A $231,003
5-Year CAGR 5.5% 5.5% N/A 5.6%
Avg Rent $702 $720 N/A -
Cap Rate 3.1% 2.6% - -
💡 Why Invest in 35768? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 35768 (Scottsboro, AL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.1%
Low
5yr Growth
+5.5%
Moderate

📉 Market Crash Risk Index

Based on Scottsboro, AL metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
74%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $174,899
Monthly Rent $702
Price-to-Rent 20.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.8%
Cap Rate 3.1%
5-Year IRR 8.7%

📈 Home Appreciation

1-Year +5.4% ▲
3-Year CAGR +3.4% ▲
5-Year CAGR +5.5% ▲
10-Year CAGR +6.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.7%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 35768

Population: 12,394

💰 Median Household Income
$46,386
This area
$46,386
State
$56,875
USA
$74,580
🏠 Renter Occupied
31.8%
This area
31.8%
State
24.9%
USA
34.0%
💼 Unemployment Rate
2.2%
This area
2.2%
State
-24.3%
USA
3.7%
🎓 College Educated
16.7%
This area
16.7%
State
-11.9%
USA
33.7%
👤 Median Age
40.6 years
This area
40.6 years
State
-0.9 years
USA
38.9 years
🏚️ Vacancy Rate
13.7%
This area
13.7%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 88.9%
Other/Mixed 7.1%
Black/African American 3.3%
Hispanic/Latino 2.3%
Asian 0.9%
👶 Under 18
20.6%
This area
20.6%
USA
22.0%
👴 65 and Over
19.1%
This area
19.1%
USA
17.3%
📊 Poverty Rate
20.2%
This area
20.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 35768

B Avg School Grade
5 Schools
17.5:1 Avg Class Size
$13,682 Avg Per Pupil

Schools in This ZIP Code

B Good

Caldwell Elementary School

📚 01 – 03 Elementary
👥
543 Students
👨‍🏫
15.3:1 Class Size
💰
$13,141 Per Student
B Good

Scottsboro High School

📚 09 – 12 High School
👥
734 Students
👨‍🏫
16.7:1 Class Size
💰
$13,141 Per Student
B Good

Scottsboro Junior High School

📚 07 – 08 Middle
👥
354 Students
👨‍🏫
17.7:1 Class Size
💰
$13,141 Per Student
B Good

Skyline High School

📚 Pre-K – 12 K-12
👥
586 Students
👨‍🏫
19.1:1 Class Size
💰
$15,847 Per Student
B Good

Collins Intermediate School

📚 04 – 06 School
👥
532 Students
👨‍🏫
18.7:1 Class Size
💰
$13,141 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What do landlords charge for rent in Scottsboro, AL?

Expect rents around $702/mo per month in Scottsboro, AL. With home values at $175K, the yield math works out to reasonable levels for rental investors.

How much should I expect to pay for a home in Scottsboro, AL?

Typical homes in Scottsboro, AL go for around $175K. The 5-year CAGR of 0.0% reliable price movement.

How quickly do rentals get leased in Scottsboro, AL?

Vacancy risk in Scottsboro, AL is elevated. That supports consistent cash flow for typical rental holds.

How qualified is the tenant pool in Scottsboro, AL?

Expect a solid tenant pool in Scottsboro, AL. The rental market absorbs $702/mo rents without meaningful friction.

What kind of market is Scottsboro, AL for investors?

Investors tracking Scottsboro, AL will find a 3.0/5 rating supported by $175K median home values and $702/mo rents. That profile suits long-term holders targeting predictable returns.

You know 35768 now. You don’t know where it ranks.

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How 35768 ranks in Scottsboro, AL

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