Real Estate Investing in Harvest, Alabama (35749)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Madison County • Population: 29,297 • Data updated: September 2026

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Should you buy in 35749 (Harvest, AL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Harvest, AL (35749)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $316,955
Avg Monthly Rent $1,839
1% Rule ✗ Does Not Meet
Median Income $107,188
% Renters 10.4%

Market Analysis: 35749 Harvest

ZIP 35749 inside Madison County looks affordable on the surface — median value of $317K — but the discount exists for reasons that a careful buyer should understand before committing.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $317K asset, 35749 is the wrong submarket. If the plan prices in friction, the yield can still work.

ZIP 35749's metrics run below Madison County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

A durable renter share of 10% in 35749 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Experienced landlords with local relationships tend to find 35749 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Harvest:

B Good
Buy Confidence Score: 76/100
Affordability
20/25
Appreciation
18/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Affordable
Homes cost 3× the median income
Value Trend
Stable (+2.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,839/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Huntsville, AL Metro Area
More inventory, negotiating room for buyers
57 days
Average time to sell
Average
10.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Huntsville, AL metro data
🏠

Property Strategy for 35749

Which property type performs best in this market?

Best for Cash Flow
3BR
5.0% cap rate
Best for Appreciation
3BR
+8.1% 5yr CAGR
Best Overall Value
4BR
$88,347/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $280,638 $1,950 5.0% +8.1% $93,546
4BR $353,386 $2,430 5.0% +7.2% $88,347
5BR $450,365 +7.2% $90,073

Market Trends

Home Value History (with trend line)

$335K$282K$230K$177K$124K$71KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,862$1,813$1,765$1,716$1,667$1,619Dec 2023Apr 2025Jul 2026

📊 How Does 35749 Compare?

Metric 35749 Harvest Huntsville, AL Alabama
Home Value $316,955 $316,955 N/A $231,003
5-Year CAGR 3.7% 3.7% N/A 5.6%
Avg Rent $1,839 $1,839 N/A -
Cap Rate 4.5% 4.5% - -
💡 Why Invest in 35749? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 35749 (Harvest, AL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.5%
Fair
5yr Growth
+3.7%
Moderate

📉 Market Crash Risk Index

Based on Huntsville, AL metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
52%
Days Pending
1/2
57 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $316,955
Monthly Rent $1,839
Price-to-Rent 14.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.0%
Cap Rate 4.5%
5-Year IRR 8.2%

📈 Home Appreciation

1-Year +2.7% ▲
3-Year CAGR +0.7% ▲
5-Year CAGR +3.7% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year +5.5% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.9%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 35749

Population: 29,297

💰 Median Household Income
$107,188
This area
$107,188
State
$56,875
USA
$74,580
🏠 Renter Occupied
10.4%
This area
10.4%
State
24.9%
USA
34.0%
💼 Unemployment Rate
1.9%
This area
1.9%
State
-24.3%
USA
3.7%
🎓 College Educated
37.0%
This area
37.0%
State
-11.9%
USA
33.7%
👤 Median Age
40.2 years
This area
40.2 years
State
-0.9 years
USA
38.9 years
🏚️ Vacancy Rate
5.9%
This area
5.9%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 62.0%
Black/African American 29.0%
Other/Mixed 6.8%
Hispanic/Latino 2.5%
Asian 2.1%
👶 Under 18
19.5%
This area
19.5%
USA
22.0%
👴 65 and Over
13.4%
This area
13.4%
USA
17.3%
📊 Poverty Rate
2.2%
This area
2.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 35749

B Avg School Grade
6 Schools
17.5:1 Avg Class Size
$10,527 Avg Per Pupil

Schools in This ZIP Code

B Good

Endeavor Elementary School

📚 Pre-K – 05 Elementary
👥
710 Students
👨‍🏫
16.5:1 Class Size
💰
$11,512 Per Student
B Good

Sparkman Ninth Grade School

📚 Grade 09 High School
👥
622 Students
👨‍🏫
17.4:1 Class Size
💰
$11,512 Per Student
B Good

Creekside Elementary School

📚 01 – 05 Elementary
👥
542 Students
👨‍🏫
16.9:1 Class Size
💰
$8,557 Per Student
B Good

Creekside Primary School

📚 Pre-K – 02 Elementary
👥
594 Students
👨‍🏫
15.2:1 Class Size
💰
$8,557 Per Student
B Good

Harvest School

📚 Pre-K – 05 Elementary
👥
646 Students
👨‍🏫
18.7:1 Class Size
💰
$11,512 Per Student
C+ Average

Sparkman High School

📚 10 – 12 High School
👥
1,770 Students
👨‍🏫
20.4:1 Class Size
💰
$11,512 Per Student

Nearby Schools (1 more)

Schools in adjacent ZIP codes that may serve this area

B Good

Legacy Elementary School

📚 Pre-K – 05 Elementary
📍 165 Pine Grove Road, Madison
👥
594 Students
👨‍🏫
17.7:1 Class Size
💰
$11,512 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 990 Off-Campus Students
C+
Oakwood University
1,319 students · 7.5 mi
D
Ross Medical Education Center-Huntsville
109 students · 8.0 mi
C
The Salon Professional Academy-Huntsville
56 students · 8.3 mi
C+
University of Alabama in Huntsville
8,743 students · 9.5 mi
C
Paul Mitchell the School-Huntsville
102 students · 9.8 mi
C
Huntsville Bible College
121 students · 10.5 mi
C
J. F. Drake State Community and Technical College
1,011 students · 11.0 mi
C+
Alabama A & M University
6,614 students · 11.0 mi

Investor Insight: With 990 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What do landlords charge for rent in Harvest, AL?

Expect rents around $1,839/mo per month in Harvest, AL. With home values at $317K, the yield math works out to reasonable levels for rental investors.

Which investment style suits Harvest, AL?

Investors usually favor careful cash-flow rentals with hands-on management in Harvest, AL. With home values at $317K and rents near $1,839/mo, other strategies can work but produce reliable rather than outsized returns.

Does Harvest, AL make sense for an investment property?

The 3.0/5 investability rating in Harvest, AL reflects its $317K prices and $1,839/mo rents. Investors generally consider it a solid option within AL.

Should investors worry about vacancy in Harvest, AL?

Harvest, AL sees elevated vacancy, which is reasonable relative to the broader AL rental market.

Is Harvest, AL a friendly market for rental owners?

Harvest, AL falls under AL landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

You know 35749 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 35749 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 35749 ranks in Huntsville, AL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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