Real Estate Investing in Madison, Alabama (35758)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Madison County • Population: 48,929 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 35758 (Madison, AL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (69/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Madison, AL (35758)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $380,630
Avg Monthly Rent $1,315
1% Rule ✗ Does Not Meet
Median Income $103,914
% Renters 29.8%

Local Pulse Report

AI-researched developments and news for Madison, AL (35758). Updated on demand as visitors ask.

✨ AI + Web Search
Growth & development in Madison, AL (35758) Updated 74 days ago
Madison, AL is experiencing significant growth with numerous new businesses, residential developments, and infrastructure improvements.
Opportunities
  • The westbound I-565 interchange at Town Madison Boulevard officially opened in March 2025, improving access and reducing congestion. — Enhances connectivity for residents and businesses, boosting economic activity. Huntsville Business Journal
  • A new dual-branded Courtyard by Marriott and Residence Inn, with 208 rooms, opened in late 2024 in Town Madison. — Increases lodging options and supports tourism and business travel. Business Alabama Magazine
  • Madison will welcome a new Aldi grocery store, expected to open in 2026, with a $3.1 million permit issued in January 2025. — Expands grocery options and provides more choices for residents. Business Alabama Magazine
  • Food City broke ground on a new Madison store in May 2026, which will include a bakery, deli, Starbucks, and gas station. — Offers new retail and dining choices, and expands shopping convenience. News 19
  • Toyota Field, home of the Rocket City Trash Pandas, officially opened an expanded locker room in July 2026, meeting MLB facility standards. — Improves sports facilities and enhances the experience for players and fans. City of Madison
Concerns
  • Dublin Park and Palmer Expansion fields were temporarily closed in June 2026. — Restricts access to recreational facilities for a period. City of Madison
  • Redstone Arsenal temporarily closed Gate 3 (Redstone Road) in July 2026 due to security staffing shortages. — Limits access to a major employer and may cause inconvenience for commuters. City of Madison
  • Insanity Complex, a sports and entertainment complex, closed after 10 years in business. — Reduces local entertainment and recreational options for residents. Hville Blast
Bottom line: Madison continues to see substantial commercial and residential development, alongside significant infrastructure investments, despite some temporary closures.
Civic & policy in Madison, AL (35758) Updated 74 days ago
Madison, AL is experiencing significant zoning and regulatory changes, particularly concerning short-term rentals and a comprehensive update to the city's zoning ordinance, alongside ongoing property tax increases.
Opportunities
  • The City Council approved a comprehensive update of the Zoning Ordinance on June 22, 2026, aiming to meet current community needs and support economic growth. — This update could streamline development processes and encourage responsible land use, potentially fostering new opportunities. MadisonAL.gov
  • The City Council approved an ordinance allowing short-term rentals (STRs) with a cap of 190 units citywide on June 22, 2026. — This creates new economic opportunities for property owners and expands lodging options for visitors. WZDX-TV
  • Madison City Schools is implementing zoning changes for the 2026-27 school year to accommodate a new elementary school, Russell Branch Elementary. — This expands educational infrastructure, addressing overcrowding and improving learning environments for students. FOX54
  • Madison County tax collections increased by 20.99% in 2023 from 2022, indicating economic growth and increased funding for public services. — Increased tax revenue can lead to better public services and infrastructure improvements for residents. Madison County, AL
Concerns
  • Madison homeowners are facing property tax increases due to school referendums approved in November 2025. — This imposes additional unconsented costs on homeowners, potentially impacting their financial stability. Channel 3000
  • The Madison City Council approved short-term rentals despite significant community pushback and concerns about rising housing costs and public safety. — This decision may lead to increased housing costs and alter neighborhood character, against the wishes of many residents. WZDX-TV
  • Madison County property tax assessments for 2026 saw a 4% jump, with some residents noting their assessments are higher than recent sales prices. — Higher property valuations can lead to increased tax burdens, even in a soft market, imposing unconsented costs. Reddit/HuntsvilleAlabama
  • A proposed amendment for November 2026 would bring privately-owned sewer systems in Madison County under Public Service Commission jurisdiction if they use public roads. — This could lead to new regulations and potential cost implications for private sewer system owners and users. Ballotpedia
Bottom line: Madison is undergoing significant changes in zoning and property taxes, with new short-term rental regulations and school rezoning, alongside rising property tax burdens.

AI-generated from public web sources. Always verify with official records. Not financial, legal, or investment advice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Madison:

B Good
Buy Confidence Score: 71/100
Affordability
15/25
Appreciation
18/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Rising (+3.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,315/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Huntsville, AL Metro Area
More inventory, negotiating room for buyers
57 days
Average time to sell
Average
10.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Huntsville, AL metro data
🏠

Property Strategy for 35758

Which property type performs best in this market?

Best for Cash Flow
2BR
5.6% cap rate
Best for Appreciation
2BR
+8.0% 5yr CAGR
Best Overall Value
3BR
$100,068/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $206,080 $1,590 5.6% +8.0% $103,040
3BR $300,204 $2,050 4.9% +7.6% $100,068
4BR $456,205 $2,560 4.0% +7.7% $114,051
5BR $621,129 +7.9% $124,226

Market Trends

Home Value History (with trend line)

$403K$341K$278K$216K$154K$91KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,406$1,287$1,167$1,047$927$807Jun 2016Jul 2021Jul 2026

📊 How Does 35758 Compare?

Metric 35758 Madison Huntsville, AL Alabama
Home Value $380,630 $373,418 N/A $231,003
5-Year CAGR 3.5% 3.4% N/A 5.6%
Avg Rent $1,315 $1,489 N/A -
Cap Rate 2.7% 3.1% - -
💡 Why Invest in 35758? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 35758 (Madison, AL). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 35758 (Madison, AL)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+3.5%
Moderate

📉 Market Crash Risk Index

Based on Huntsville, AL metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
52%
Days Pending
1/2
57 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $380,630
Monthly Rent $1,315
Price-to-Rent 24.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 6.2%

📈 Home Appreciation

1-Year +3.6% ▲
3-Year CAGR +1.0% ▲
5-Year CAGR +3.5% ▲
10-Year CAGR +6.0% ▲

🏠 Rent Trends

1-Year -1.9% ▼
3-Year CAGR -0.7% ▼
5-Year CAGR +0.4% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.9%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 35758

Population: 48,929

💰 Median Household Income
$103,914
This area
$103,914
State
$56,875
USA
$74,580
🏠 Renter Occupied
29.8%
This area
29.8%
State
24.9%
USA
34.0%
💼 Unemployment Rate
1.9%
This area
1.9%
State
-24.3%
USA
3.7%
🎓 College Educated
62.6%
This area
62.6%
State
-11.9%
USA
33.7%
👤 Median Age
40.0 years
This area
40.0 years
State
-0.9 years
USA
38.9 years
🏚️ Vacancy Rate
2.9%
This area
2.9%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 71.9%
Black/African American 14.9%
Other/Mixed 6.7%
Asian 6.6%
Hispanic/Latino 3.2%
👶 Under 18
25.3%
This area
25.3%
USA
22.0%
👴 65 and Over
13.5%
This area
13.5%
USA
17.3%
📊 Poverty Rate
3.1%
This area
3.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 35758

B+ Avg School Grade
12 Schools
16.4:1 Avg Class Size
$14,105 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Madison Elementary School

📚 Pre-K – 05 Elementary
👥
546 Students
👨‍🏫
14.0:1 Class Size
💰
$14,105 Per Student
B+ Above Average

Columbia Elementary School

📚 Pre-K – 05 Elementary
👥
776 Students
👨‍🏫
16.2:1 Class Size
💰
$14,105 Per Student
B+ Above Average

Horizon Elementary School

📚 Pre-K – 05 Elementary
👥
568 Students
👨‍🏫
15.2:1 Class Size
💰
$14,105 Per Student
B+ Above Average

Rainbow Elementary School

📚 Pre-K – 05 Elementary
👥
767 Students
👨‍🏫
16.5:1 Class Size
💰
$14,105 Per Student
B+ Above Average

Heritage Elementary School

📚 K – 05 Elementary
👥
849 Students
👨‍🏫
16.7:1 Class Size
💰
$14,105 Per Student
B+ Above Average

Mill Creek Elementary School

📚 Pre-K – 05 Elementary
👥
937 Students
👨‍🏫
15.8:1 Class Size
💰
$14,105 Per Student
B Good

Discovery Middle School

📚 06 – 08 Middle
👥
1,069 Students
👨‍🏫
16.1:1 Class Size
💰
$14,105 Per Student
B Good

Journey Middle School

📚 06 – 08 Middle
👥
714 Students
👨‍🏫
18.6:1 Class Size
💰
$14,105 Per Student
B Good

Liberty Middle School

📚 06 – 08 Middle
👥
1,175 Students
👨‍🏫
17.0:1 Class Size
💰
$14,105 Per Student
B Good

MidTown Elementary School

📚 Pre-K – 05 Elementary
👥
1,030 Students
👨‍🏫
17.0:1 Class Size
💰
$14,105 Per Student
B Good

Bob Jones High School

📚 09 – 12 High School
👥
1,968 Students
👨‍🏫
18.0:1 Class Size
💰
$14,105 Per Student
B Good

Madison City School PreK Center

📚 Grade PK Elementary Limited Data
👥
216 Students
💰
$14,105 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 990 Off-Campus Students
C
Paul Mitchell the School-Huntsville
102 students · 2.3 mi
D
Ross Medical Education Center-Huntsville
109 students · 5.1 mi
C
The Salon Professional Academy-Huntsville
56 students · 5.4 mi
C+
University of Alabama in Huntsville
8,743 students · 6.1 mi
C+
Oakwood University
1,319 students · 6.1 mi
C
Huntsville Bible College
121 students · 9.0 mi
C
J. F. Drake State Community and Technical College
1,011 students · 10.7 mi
C+
Alabama A & M University
6,614 students · 11.2 mi

Investor Insight: With 990 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What real estate strategy is ideal for Madison, AL?

For Madison, AL, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

Are homes affordable in Madison, AL?

Madison, AL median home values land near $381K. That is reasonable territory for investors looking at $1,315/mo-per-month rentals.

What is the typical rental rate in Madison, AL?

Investors in Madison, AL typically see rents near $1,315/mo per month against $381K home values - a solid setup for rental cash flow.

Is vacancy a concern in Madison, AL?

Expect elevated vacancy in Madison, AL. Rents at $1,315/mo are absorbed by the tenant base without meaningful lag.

Is Madison, AL good for landlords?

Madison, AL falls under AL landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

You know 35758 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 35758 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 35758 ranks in Huntsville, AL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 35758 (Madison)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 35758 (Madison, AL).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.