Real Estate Investing in Toney, Alabama (35773)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 35773 (Toney, AL)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
No major risk flags on the data we track.
What’s happening in Toney, AL (35773)?
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Market Analysis: 35773 Toney
ZIP 35773 in Toney, AL carries a significant set of headwinds. Home values near $272K and rents of $1,749/mo sit inside a market where underwriting has to be tight.
The 35773 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
In the broader AL picture, 35773 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
The 35773 ZIP's population of 13,977 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that shows the need for careful underwriting.
Distressed ZIPs reward experience. significant returns are possible in 35773, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Toney:
Property Strategy for 35773
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $257,106 | $1,650 | 4.6% | +8.6% | $85,702 |
| 4BR | $329,362 | $2,060 | 4.5% | +7.4% | $82,341 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 35773 Compare?
| Metric | 35773 | Toney | Huntsville, AL | Alabama |
|---|---|---|---|---|
| Home Value | $271,561 | $271,561 | N/A | $231,003 |
| 5-Year CAGR | 4.2% | 4.2% | N/A | 5.6% |
| Avg Rent | $1,749 | $1,749 | N/A | - |
| Cap Rate | 5.0% | 5.0% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 35773 (Toney, AL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $271,561 |
| Monthly Rent | $1,749 |
| Price-to-Rent | 12.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.7% |
| Cap Rate | 5.0% |
| 5-Year IRR | 9.2% |
📈 Home Appreciation
| 1-Year | +3.0% ▲ |
| 3-Year CAGR | +0.8% ▲ |
| 5-Year CAGR | +4.2% ▲ |
| 10-Year CAGR | +7.1% ▲ |
🏠 Rent Trends
| 1-Year | +6.6% ▲ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 35773
Population: 13,977
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 35773
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 990 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is housing expensive in Toney, AL?
Homes in Toney, AL typically sell near $272K. Prices have moved at a 0.0% 5-year CAGR, which consistent long-term demand.
How deep is the rental pool in Toney, AL?
Toney, AL offers a even-keeled renter base at the $1,749/mo rent level. Tenant turnover is reasonable for well-managed properties.
How high is vacancy risk in Toney, AL?
Occupancy in Toney, AL runs consistent with elevated vacancy. Well-priced units at $1,749/mo lease on reasonable timelines.
What is it like being a landlord in Toney, AL?
Rental owners in Toney, AL deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.
Is Toney, AL a smart market for rental property?
Investors tracking Toney, AL will find a 3.0/5 rating supported by $272K median home values and $1,749/mo rents. That profile suits long-term holders targeting even-keeled returns.
You know 35773 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 35773 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 35773 ranks in Huntsville, AL
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