Real Estate Investing in Moulton, Alabama (35650)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 35650 (Moulton, AL)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 13.3% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 25.0 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Moulton, AL (35650)?
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Market Analysis: 35650 Moulton
ZIP 35650 inside Lawrence County looks affordable on the surface — median value of $227K — but the discount exists for reasons that a careful buyer should understand before committing.
Rent of $756/mo on a $227K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 35650 sits below the stated 0.0% once reality is priced in.
Within AL, ZIP 35650 trails on several market indicators that neighboring Lawrence County submarkets outperform. The gap is real and notable enough to shape underwriting.
A notable renter share of 20% in 35650 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Experienced landlords with local relationships tend to find 35650 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Moulton:
Property Strategy for 35650
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $228,043 | $1,100 | 3.5% | +10.3% | $76,014 |
| 4BR | $298,229 | $1,320 | 3.2% | +9.6% | $74,557 |
Market Trends
Home Value History (with trend line)
📊 How Does 35650 Compare?
| Metric | 35650 | Moulton | Decatur, AL | Alabama |
|---|---|---|---|---|
| Home Value | $227,164 | $227,164 | N/A | $231,003 |
| 5-Year CAGR | 4.5% | 4.5% | N/A | 5.6% |
| Avg Rent | $756 | $756 | N/A | - |
| Cap Rate | 2.6% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 35650 (Moulton, AL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $227,164 |
| Monthly Rent | $756 |
| Price-to-Rent | 25.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.0% |
| Cap Rate | 2.6% |
| 5-Year IRR | 7.1% |
📈 Home Appreciation
| 1-Year | +2.3% ▲ |
| 3-Year CAGR | +2.9% ▲ |
| 5-Year CAGR | +4.5% ▲ |
| 10-Year CAGR | +5.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 35650
Population: 13,485
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 35650
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is housing expensive in Moulton, AL?
Moulton, AL median home values land near $227K. That is reasonable territory for investors looking at $756/mo-per-month rentals.
What monthly rent should investors expect in Moulton, AL?
Average rent in Moulton, AL is approximately $756/mo per month. Against $227K home values that yields a reasonable rent-to-price ratio.
What is the typical renter like in Moulton, AL?
Moulton, AL offers a stable renter base at the $756/mo rent level. Tenant turnover is reasonable for well-managed properties.
Is Moulton, AL a friendly market for rental owners?
Moulton, AL falls under AL landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
Should investors consider Moulton, AL?
The 3.0/5 investability rating in Moulton, AL reflects its $227K prices and $756/mo rents. Investors generally consider it a solid option within AL.
You know 35650 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 35650 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 35650 ranks in Decatur, AL
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