Real Estate Investing in Russellville, Alabama (35654)
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Should you buy in 35654 (Russellville, AL)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 15.9% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Russellville, AL (35654)?
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Market Analysis: 35654 Russellville
This part of Franklin County is not an easy win. The 35654 ZIP records softness in key indicators, and the playbook that works in cleaner markets often stalls here.
The investment case in 35654 is solid only for operators who understand what they are buying. A $192K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Regionally, 35654 sits on the difficult end of the AL spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.
The demographic picture in 35654 includes headwinds that any investor should price in. Income distribution skews lower than Russellville averages, and tenant stability requires active management.
The right play in 35654 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Russellville:
Market Trends
Home Value History (with trend line)
📊 How Does 35654 Compare?
| Metric | 35654 | Russellville | Florence-Muscle Shoals, AL | Alabama |
|---|---|---|---|---|
| Home Value | $191,523 | $182,898 | N/A | $231,003 |
| 5-Year CAGR | 5.7% | 5.6% | N/A | 5.6% |
| Avg Rent | $792 | $792 | N/A | - |
| Cap Rate | 3.2% | 3.4% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 35654 (Russellville, AL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $191,523 |
| Monthly Rent | $792 |
| Price-to-Rent | 20.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.0% |
| Cap Rate | 3.2% |
| 5-Year IRR | 8.9% |
📈 Home Appreciation
| 1-Year | +1.2% ▲ |
| 3-Year CAGR | +3.0% ▲ |
| 5-Year CAGR | +5.7% ▲ |
| 10-Year CAGR | +5.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 35654
Population: 8,396
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 35654
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Where do home prices stand in Russellville, AL?
Russellville, AL median home values land near $192K. That is reasonable territory for investors looking at $792/mo-per-month rentals.
Do landlords face vacancy issues in Russellville, AL?
Expect elevated vacancy in Russellville, AL. Rents at $792/mo are absorbed by the tenant base without meaningful lag.
How does Russellville, AL stack up for property investment?
Yes - Russellville, AL a 3.0/5 investability score. With $192K home prices against $792/mo monthly rent, the market delivers a reasonable entry point for new investors.
Does house hacking make sense in Russellville, AL?
House hacking works a challenging in Russellville, AL. Rents of $792/mo against $192K acquisition make the strategy solid for owner-occupants.
Is it easy to find good tenants in Russellville, AL?
Tenant demand in Russellville, AL is solid. The local workforce $792/mo rents across most rental classes.
You know 35654 now. You don’t know where it ranks.
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How 35654 ranks in Florence-Muscle Shoals, AL
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