Real Estate Investing in Tuscumbia, Alabama (35674)
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Should you buy in 35674 (Tuscumbia, AL)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 14.6% of homes vacant — above national norms.
What’s happening in Tuscumbia, AL (35674)?
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Market Analysis: 35674 Tuscumbia
ZIP 35674 in Tuscumbia, AL carries a solid set of headwinds. Home values near $202K and rents of $1,088/mo sit inside a market where underwriting has to be tight.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $202K asset, 35674 is the wrong submarket. If the plan prices in friction, the yield can still work.
The gap between 35674 and stronger Tuscumbia ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
The 35674 ZIP's population of 20,475 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reports the need for careful underwriting.
Distressed ZIPs reward experience. substantial returns are possible in 35674, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Tuscumbia:
Property Strategy for 35674
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $133,626 | $980 | 5.3% | +10.4% | $66,813 |
| 3BR | $206,674 | $1,220 | 4.3% | +9.2% | $68,891 |
| 4BR | $321,040 | $1,380 | 3.1% | +8.5% | $80,260 |
| 5BR | $429,073 | — | — | +8.2% | $85,815 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 35674 Compare?
| Metric | 35674 | Tuscumbia | Florence-Muscle Shoals, AL | Alabama |
|---|---|---|---|---|
| Home Value | $201,602 | $201,602 | N/A | $231,003 |
| 5-Year CAGR | 4.8% | 4.8% | N/A | 5.6% |
| Avg Rent | $1,088 | $1,088 | N/A | - |
| Cap Rate | 4.2% | 4.2% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 35674 (Tuscumbia, AL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $201,602 |
| Monthly Rent | $1,088 |
| Price-to-Rent | 15.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.5% |
| Cap Rate | 4.2% |
| 5-Year IRR | 9.0% |
📈 Home Appreciation
| 1-Year | +3.1% ▲ |
| 3-Year CAGR | +3.9% ▲ |
| 5-Year CAGR | +4.8% ▲ |
| 10-Year CAGR | +5.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 35674
Population: 20,475
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 35674
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,222 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How strong are rents in Tuscumbia, AL?
Rents in Tuscumbia, AL run near $1,088/mo. Compared with median home prices of $202K that produces solid gross yields for typical rentals.
What strategy should investors use in Tuscumbia, AL?
For Tuscumbia, AL, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
How much should I expect to pay for a home in Tuscumbia, AL?
Median home price in Tuscumbia, AL is near $202K, with a 5-year CAGR of 0.0%. Prices have been consistent and supportive of buy-and-hold strategies.
What is it like being a landlord in Tuscumbia, AL?
Tuscumbia, AL operates under AL law, which is landlord-friendly overall for landlords. Expect steady treatment in typical lease and eviction cases.
How strong is the working-renter base in Tuscumbia, AL?
Working renters make up the core of the Tuscumbia, AL tenant base. The pool is reasonable for investors targeting long-term holds.
You know 35674 now. You don’t know where it ranks.
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How 35674 ranks in Florence-Muscle Shoals, AL
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