Real Estate Investing in Hillsboro, Alabama (35643)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 35643 (Hillsboro, AL)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 10.9% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Hillsboro, AL (35643)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 35643 Hillsboro
On the rental side, ZIP 35643 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $208K median. It rewards specialists, not generalists.
For an experienced owner, 35643 can be a a credible choice for hunting ground — but the discount at $208K reflects genuine risk that outside investors often underestimate.
ZIP 35643's metrics run below Lawrence's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Resident income in 35643 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Experienced landlords with local relationships tend to find 35643 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Hillsboro:
Market Trends
Home Value History (with trend line)
📊 How Does 35643 Compare?
| Metric | 35643 | Hillsboro | Alabama |
|---|---|---|---|
| Home Value | $208,300 | $208,300 | $231,003 |
| 5-Year CAGR | 3.0% | 3.0% | 5.6% |
| Avg Rent | $792 | $792 | - |
| Cap Rate | 3.0% | 3.0% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 35643 (Hillsboro, AL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $208,300 |
| Monthly Rent | $792 |
| Price-to-Rent | 21.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.6% |
| Cap Rate | 3.0% |
| 5-Year IRR | 6.0% |
📈 Home Appreciation
| 1-Year | +4.5% ▲ |
| 3-Year CAGR | +3.2% ▲ |
| 5-Year CAGR | +3.0% ▲ |
| 10-Year CAGR | +5.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 35643
Population: 3,088
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 1,109 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is Hillsboro, AL a good market for buy-and-hold investors?
Our data puts Hillsboro, AL at 3.0/5 for investability. Home prices of $208K and rents around $792/mo create a solid backdrop for investor activity.
What approach is best for Hillsboro, AL real estate?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Hillsboro, AL. The numbers - $208K homes against $792/mo rents - support that play.
Does a duplex house hack pencil in Hillsboro, AL?
The a challenging house-hack environment in Hillsboro, AL reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
What is the average home sale price in Hillsboro, AL?
Expect median prices around $208K in Hillsboro, AL. The market has run at a 0.0% 5-year CAGR, so entry costs have been measured.
What are rental rates like in Hillsboro, AL?
Average rent in Hillsboro, AL is approximately $792/mo per month. Against $208K home values that yields a reasonable rent-to-price ratio.
You know 35643 now. You don’t know where it ranks.
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