Real Estate Investing in Courtland, Alabama (35618)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lawrence County • Population: 1,752 • Data updated: September 2026

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Should you buy in 35618 (Courtland, AL)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (53/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 14.4% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Courtland, AL (35618)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $155,182
Avg Monthly Rent $756
1% Rule ✗ Does Not Meet
Median Income $45,820
% Renters 26.1%

Market Analysis: 35618 Courtland

The 35618 ZIP covers a section of Courtland that demands careful diligence. Prices near $155K look accessible, but the work to make a deal cash flow is real.

Distressed markets are won on execution, not on spreadsheets. ZIP 35618 posts the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Regionally, 35618 sits on the difficult end of the AL spectrum. The a viable market for read — for disciplined operators — is that pricing reflects the difficulty.

The demographic picture in 35618 includes headwinds that any investor should price in. Income distribution skews lower than Courtland averages, and tenant stability requires active management.

Strategically, 35618 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Courtland:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.4× the median income
Value Trend
Rising (+5.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $756/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Decatur, AL Metro Area
More inventory, negotiating room for buyers
69 days
Average time to sell
Slow
8.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Decatur, AL metro data

Market Trends

Home Value History (with trend line)

$169K$148K$127K$106K$85K$63KJan 2012May 2019Jul 2026

📊 How Does 35618 Compare?

Metric 35618 Courtland Decatur, AL Alabama
Home Value $155,182 $155,182 N/A $231,003
5-Year CAGR 3.8% 3.8% N/A 5.6%
Avg Rent $756 $756 N/A -
Cap Rate 3.8% 3.8% - -
💡 Why Invest in 35618? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 35618 (Courtland, AL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.8%
Low
5yr Growth
+3.8%
Moderate

📉 Market Crash Risk Index

Based on Decatur, AL metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
64%
Days Pending
2/2
69 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $155,182
Monthly Rent $756
Price-to-Rent 17.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.9%
Cap Rate 3.8%
5-Year IRR 7.6%

📈 Home Appreciation

1-Year +5.2% ▲
3-Year CAGR +2.4% ▲
5-Year CAGR +3.8% ▲
10-Year CAGR +5.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.4%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 35618

Population: 1,752

💰 Median Household Income
$45,820
This area
$45,820
State
$56,875
USA
$74,580
🏠 Renter Occupied
26.1%
This area
26.1%
State
24.9%
USA
34.0%
💼 Unemployment Rate
1.6%
This area
1.6%
State
-24.3%
USA
3.7%
🎓 College Educated
14.3%
This area
14.3%
State
-11.9%
USA
33.7%
👤 Median Age
46.0 years
This area
46.0 years
State
-0.9 years
USA
38.9 years
🏚️ Vacancy Rate
14.4%
This area
14.4%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
Black/African American 46.5%
White 44.4%
Other/Mixed 9.2%
Hispanic/Latino 6.7%
👶 Under 18
16.0%
This area
16.0%
USA
22.0%
👴 65 and Over
20.2%
This area
20.2%
USA
17.3%
📊 Poverty Rate
11.3%
This area
11.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

How much should I expect to pay for a home in Courtland, AL?

Expect median prices around $155K in Courtland, AL. The market has run at a 0.0% 5-year CAGR, so entry costs have been stable.

How should investors approach Courtland, AL?

In Courtland, AL the notable play is typically careful cash-flow rentals with hands-on management. The combination of $155K prices and $756/mo rents suits that approach.

Is Courtland, AL good for landlords?

Courtland, AL falls under AL landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

What does house hacking look like in Courtland, AL?

The a challenging house-hack environment in Courtland, AL reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

Is Courtland, AL a good place for real estate investing?

Yes - Courtland, AL a 3.0/5 investability score. With $155K home prices against $756/mo monthly rent, the market delivers a reasonable entry point for new investors.

You know 35618 now. You don’t know where it ranks.

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How 35618 ranks in Decatur, AL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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