Real Estate Investing in Campbell, Florida (34746)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 34746 (Campbell, FL)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 33.0% of homes vacant — above national norms.
What’s happening in Campbell, FL (34746)?
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Market Analysis: 34746 Campbell
The 34746 ZIP in Campbell, FL is a local-operator market. Outside capital chasing a $360K entry has to pair deep knowledge with the discount.
The investment case in 34746 is substantial only for operators who understand what they are buying. A $360K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
The gap between 34746 and stronger Campbell ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Demographically, 34746 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Strategy in 34746 is an operator game, not a passive one. From an investor standpoint, entry prices of $360K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Campbell:
Property Strategy for 34746
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $130,192 | $1,870 | 10.3% | +6.4% | $130,192 |
| 2BR | $273,885 | $2,130 | 5.6% | +6.9% | $136,943 |
| 3BR | $325,647 | $2,670 | 5.9% | +7.4% | $108,549 |
| 4BR | $394,288 | $3,160 | 5.8% | +7.1% | $98,572 |
| 5BR | $554,305 | — | — | +7.5% | $110,861 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 34746 Compare?
| Metric | 34746 | Campbell | Orlando-Kissimmee-Sanford, FL | Florida |
|---|---|---|---|---|
| Home Value | $360,381 | $360,381 | N/A | $374,697 |
| 5-Year CAGR | 4.1% | 4.1% | N/A | 7.4% |
| Avg Rent | $2,159 | $2,159 | N/A | - |
| Cap Rate | 4.7% | 4.7% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 34746 (Campbell, FL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $360,381 |
| Monthly Rent | $2,159 |
| Price-to-Rent | 13.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.2% |
| Cap Rate | 4.7% |
| 5-Year IRR | 8.8% |
📈 Home Appreciation
| 1-Year | -2.6% ▼ |
| 3-Year CAGR | -2.8% ▼ |
| 5-Year CAGR | +4.1% ▲ |
| 10-Year CAGR | +6.2% ▲ |
🏠 Rent Trends
| 1-Year | -1.4% ▼ |
| 3-Year CAGR | -0.3% ▼ |
| 5-Year CAGR | +3.1% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 34746
Population: 57,181
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 34746
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is Campbell in FL worth investing in?
Investors tracking Campbell, FL will find a 3.0/5 rating supported by $360K median home values and $2,159/mo rents. That profile suits long-term holders targeting steady returns.
Is the tenant base reliable in Campbell, FL?
The renter base in Campbell, FL is reasonable for the $2,159/mo price point. Screening well and pricing to market typically yields stable tenants.
What type of investing works in Campbell, FL?
A careful cash-flow rentals with hands-on management strategy Campbell, FL best. The market produces consistent results for that approach at the $360K price point.
Should investors worry about vacancy in Campbell, FL?
Campbell, FL sees elevated vacancy, which is reasonable relative to the broader FL rental market.
Can I house hack in Campbell, FL?
Campbell, FL is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $360K price point reasonable to enter.
You know 34746 now. You don’t know where it ranks.
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How 34746 ranks in Orlando-Kissimmee-Sanford, FL
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