Real Estate Investing in Brooksville, Florida (34613)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hernando County • Population: 18,280 • Data updated: September 2026

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Should you buy in 34613 (Brooksville, FL)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 18.2% of homes vacant — above national norms.

What’s happening in Brooksville, FL (34613)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $316,102
Avg Monthly Rent $2,069
1% Rule ✗ Does Not Meet
Median Income $53,544
% Renters 12.8%

Market Analysis: 34613 Brooksville

From an investor standpoint, ZIP 34613 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $316K median. It rewards specialists, not generalists.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $316K asset, 34613 is the wrong submarket. If the plan prices in friction, the yield can still work.

Statewide comparisons place 34613 among FL's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Put differently, 18,280 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Experienced landlords with local relationships tend to find 34613 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Brooksville:

C+ Average
Buy Confidence Score: 64/100
Affordability
10/25
Appreciation
18/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.9× the median income
Value Trend
Declining (-1.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,069/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Tampa-St. Petersburg-Clearwater, FL Metro Area
More inventory, negotiating room for buyers
71 days
Average time to sell
Slow
10.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Tampa-St. Petersburg-Clearwater, FL metro data
🏠

Property Strategy for 34613

Which property type performs best in this market?

Best for Cash Flow
2BR
6.2% cap rate
Best for Appreciation
4BR
+9.0% 5yr CAGR
Best Overall Value
2BR
$93,985/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $187,970 $1,610 6.2% +7.2% $93,985
3BR $336,742 $2,060 4.4% +8.4% $112,247
4BR $420,807 $2,510 4.3% +9.0% $105,202

Market Trends

Home Value History (with trend line)

$355K$301K$247K$193K$139K$85KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,133$2,102$2,071$2,039$2,008$1,977Oct 2025Mar 2026Jul 2026

📊 How Does 34613 Compare?

Metric 34613 Brooksville Tampa-St. Petersburg-Clearwater, FL Florida
Home Value $316,102 $315,232 N/A $374,697
5-Year CAGR 4.8% 5.0% N/A 7.4%
Avg Rent $2,069 $1,745 N/A -
Cap Rate 5.1% 4.3% - -
💡 Why Invest in 34613? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 34613 (Brooksville, FL). Anonymous, moderated, never written by AI.

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Property managers serving Hernando County

Manage rentals here? List your business →

Dennis Property Management offers rental agency and management services in the Tampa Bay area, including multi-family management, investor packages, and resources for homeowners and tenants. summary from their website

Small multifamily
Unclaimed — is this your business? Claim it free

Dennis Property Management, a division of Dennis Realty & Investment Corporation, offers full-service property management in Spring Hill, Florida and surrounding areas. summary from their website

Unclaimed — is this your business? Claim it free

Paragon Property Services, LLC offers full-service home inspection services in Central Florida, including Lake, Sumter, Seminole, Orange, Osceola, Polk, Pasco, Hernando, Hillsborough, Volusia, and Cit summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
5.1%
Fair
5yr Growth
+4.8%
Moderate

📊 Market Snapshot

Home Value $316,102
Monthly Rent $2,069
Price-to-Rent 12.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.9%
Cap Rate 5.1%
5-Year IRR 9.9%

📈 Home Appreciation

1-Year -1.2% ▼
3-Year CAGR -1.0% ▼
5-Year CAGR +4.8% ▲
10-Year CAGR +8.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
18.2%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 34613

Population: 18,280

💰 Median Household Income
$53,544
This area
$53,544
State
$70,737
USA
$74,580
🏠 Renter Occupied
12.8%
This area
12.8%
State
29.9%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
-18.0%
USA
3.7%
🎓 College Educated
21.0%
This area
21.0%
State
4.7%
USA
33.7%
👤 Median Age
60.7 years
This area
60.7 years
State
16.0 years
USA
38.9 years
🏚️ Vacancy Rate
18.2%
This area
18.2%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 92.1%
Other/Mixed 4.6%
Hispanic/Latino 2.9%
Black/African American 2.3%
Asian 1.1%
👶 Under 18
12.4%
This area
12.4%
USA
22.0%
👴 65 and Over
42.2%
This area
42.2%
USA
17.3%
📊 Poverty Rate
5.7%
This area
5.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 34613

C+ Avg School Grade
4 Schools
14.7:1 Avg Class Size
$10,990 Avg Per Pupil

Schools in This ZIP Code

B Good

WEST HERNANDO MIDDLE SCHOOL

📚 06 – 08 Middle
👥
645 Students
👨‍🏫
15.0:1 Class Size
💰
$10,990 Per Student
C+ Average

ENDEAVOR ACADEMY

📚 04 – 12 High School
👥
185 Students
👨‍🏫
10.3:1 Class Size
💰
$10,990 Per Student
C+ Average

PINE GROVE ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
1,032 Students
👨‍🏫
15.2:1 Class Size
💰
$10,990 Per Student
C Below Average

CENTRAL HIGH SCHOOL

📚 09 – 12 High School
👥
1,452 Students
👨‍🏫
18.4:1 Class Size
💰
$10,990 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 64 Off-Campus Students
C+
Wilton Simpson Technical College
114 students · 6.8 mi
C
ATA Career Education
226 students · 8.3 mi
C
Commercial Diving Technologies Institute
177 students · 12.7 mi

Frequently Asked Questions

What is the best play in Brooksville, FL?

For Brooksville, FL, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

Where do home prices stand in Brooksville, FL?

Brooksville, FL home values average about $316K. That price point suits investors targeting rentals with $2,069/mo in monthly income.

What monthly rent should investors expect in Brooksville, FL?

Average rent in Brooksville, FL is approximately $2,069/mo per month. Against $316K home values that yields a reasonable rent-to-price ratio.

Is house hacking profitable in Brooksville, FL?

House hacking in Brooksville, FL is reasonable to execute. Prices around $316K and rents of $2,069/mo solid owner-occupant economics.

Do rentals sit vacant long in Brooksville, FL?

Rental vacancy in Brooksville, FL is elevated. Investors should budget normal turnover but not chronic empty units.

You know 34613 now. You don’t know where it ranks.

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How 34613 ranks in Tampa-St. Petersburg-Clearwater, FL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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