Real Estate Investing in Bradenton, Florida (34212)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Manatee County • Population: 24,467 • Data updated: September 2026

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Should you buy in 34212 (Bradenton, FL)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (45/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 18.3% of homes vacant — above national norms.
  • 1-year downturn: Values declined 3.7% in the last year.

What’s happening in Bradenton, FL (34212)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $519,147
Avg Monthly Rent $2,047
1% Rule ✗ Does Not Meet
Median Income $107,699
% Renters 16.2%

Market Analysis: 34212 Bradenton

ZIP 34212 inside Manatee County looks affordable on the surface — median value of $519K — but the discount exists for reasons that a careful buyer should understand before committing.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $519K asset, 34212 is the wrong submarket. If the plan prices in friction, the yield can still work.

Within FL, ZIP 34212 trails on several market indicators that neighboring Manatee County submarkets outperform. The gap is real and significant enough to shape underwriting.

Resident income in 34212 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Experienced landlords with local relationships tend to find 34212 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Bradenton:

C+ Average
Buy Confidence Score: 66/100
Affordability
10/25
Appreciation
18/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.8× the median income
Value Trend
Declining (-3.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,047/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
North Port-Sarasota-Bradenton, FL Metro Area
More inventory, negotiating room for buyers
90 days
Average time to sell
Slow
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from North Port-Sarasota-Bradenton, FL metro data
🏠

Property Strategy for 34212

Which property type performs best in this market?

Best for Cash Flow
2BR
5.6% cap rate
Best for Appreciation
5BR
+9.1% 5yr CAGR
Best Overall Value
5BR
$146,183/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $297,821 $2,330 5.6% +7.5% $148,910
3BR $494,210 $3,020 4.4% +8.5% $164,737
4BR $641,940 $3,600 4.0% +8.9% $160,485
5BR $730,915 +9.1% $146,183

Market Trends

Home Value History (with trend line)

$625K$537K$449K$361K$273K$185KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,287$2,227$2,168$2,108$2,049$1,989Dec 2021Apr 2024Jul 2026

📊 How Does 34212 Compare?

Metric 34212 Bradenton North Port-Sarasota-Bradenton, FL Florida
Home Value $519,147 $372,211 N/A $374,697
5-Year CAGR 3.9% 4.0% N/A 7.4%
Avg Rent $2,047 $2,061 N/A -
Cap Rate 3.1% 4.5% - -
💡 Why Invest in 34212? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 34212 (Bradenton, FL). Anonymous, moderated, never written by AI.

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Property managers serving Manatee County

Manage rentals here? List your business →

All County Pros is a full-service residential property management company in Sarasota, FL, serving Sarasota and Bradenton, focused on maximizing rental property revenue. summary from their website

Single-family
Unclaimed — is this your business? Claim it free

At the Helm Property Management, LLC provides association management services in Bradenton, FL, including full-service accounting, property inspections, and association meeting support. summary from their website

HOA
Unclaimed — is this your business? Claim it free

Gulf Coast Property Management serves investors in Manatee & Sarasota counties, offering annual, vacation, and association management, as well as home watch services. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.1%
Low
5yr Growth
+3.9%
Moderate

📊 Market Snapshot

Home Value $519,147
Monthly Rent $2,047
Price-to-Rent 21.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.7%
Cap Rate 3.1%
5-Year IRR 7.0%

📈 Home Appreciation

1-Year -3.7% ▼
3-Year CAGR -3.6% ▼
5-Year CAGR +3.9% ▲
10-Year CAGR +5.4% ▲

🏠 Rent Trends

1-Year -0.4% ▼
3-Year CAGR -0.5% ▼
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
18.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 34212

Population: 24,467

💰 Median Household Income
$107,699
This area
$107,699
State
$70,737
USA
$74,580
🏠 Renter Occupied
16.2%
This area
16.2%
State
29.9%
USA
34.0%
💼 Unemployment Rate
2.3%
This area
2.3%
State
-18.0%
USA
3.7%
🎓 College Educated
47.8%
This area
47.8%
State
4.7%
USA
33.7%
👤 Median Age
51.3 years
This area
51.3 years
State
16.0 years
USA
38.9 years
🏚️ Vacancy Rate
18.3%
This area
18.3%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 84.7%
Asian 6.8%
Other/Mixed 5.9%
Hispanic/Latino 3.4%
Black/African American 2.5%
👶 Under 18
19.2%
This area
19.2%
USA
22.0%
👴 65 and Over
24.7%
This area
24.7%
USA
17.3%
📊 Poverty Rate
2.6%
This area
2.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 34212

B Avg School Grade
3 Schools
16.1:1 Avg Class Size
$13,252 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

FREEDOM ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
611 Students
👨‍🏫
13.6:1 Class Size
💰
$13,252 Per Student
B Good

GENE WITT ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
754 Students
👨‍🏫
16.4:1 Class Size
💰
$13,252 Per Student
B Good

CARLOS E. HAILE MIDDLE SCHOOL

📚 06 – 08 Middle
👥
697 Students
👨‍🏫
18.3:1 Class Size
💰
$13,252 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 2,992 Off-Campus Students
B
Manatee Technical College
1,117 students · 5.7 mi
F
Arizona College of Nursing-Sarasota
98 students · 7.4 mi
C
Meridian College
144 students · 8.0 mi
C
Sarasota School of Massage Therapy
76 students · 8.8 mi
D
Galen Health Institutes-Sarasota
404 students · 10.9 mi
C
State College of Florida-Manatee-Sarasota
8,411 students · 12.1 mi
B
New College of Florida
732 students · 12.1 mi
D
East West College of Natural Medicine
57 students · 12.6 mi

Investor Insight: With 2,992 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How does Bradenton, FL stack up for property investment?

Yes - Bradenton, FL a 3.0/5 investability score. With $519K home prices against $2,047/mo monthly rent, the market delivers a reasonable entry point for new investors.

How should investors approach Bradenton, FL?

In Bradenton, FL the resilient play is typically careful cash-flow rentals with hands-on management. The combination of $519K prices and $2,047/mo rents suits that approach.

How strong are rents in Bradenton, FL?

The typical rental in Bradenton, FL commands about $2,047/mo monthly. That rent profile consistent cash flow against the $519K purchase basis.

Is vacancy a concern in Bradenton, FL?

Expect elevated vacancy in Bradenton, FL. Rents at $2,047/mo are absorbed by the tenant base without meaningful lag.

Can I live-in-and-rent in Bradenton, FL?

The house hack math a challenging in Bradenton, FL. Owner-occupant buyers benefit from the $2,047/mo rents and $519K home values.

You know 34212 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 34212 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 34212 ranks in North Port-Sarasota-Bradenton, FL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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