Real Estate Investing in Moultrie, Georgia (31788)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Colquitt County • Population: 11,071 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 31788 (Moultrie, GA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 16.7% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Moultrie, GA (31788)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $217,665
Avg Monthly Rent $936
1% Rule ✗ Does Not Meet
Median Income $47,875
% Renters 37.1%

Market Analysis: 31788 Moultrie

This part of Colquitt County is not an easy win. The 31788 ZIP stands at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

From a cash-flow lens, the numbers look inviting — $218K purchase price, 0.0% nominal cap — the work to hit that pro forma in 31788 is substantial and deserves full respect.

In the broader GA picture, 31788 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The 31788 ZIP's population of 11,071 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that records the need for careful underwriting.

Strategy in 31788 is an operator game, not a passive one. From a cash-flow lens, entry prices of $218K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Moultrie:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
18/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Stable (+1.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $936/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Moultrie, GA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
5.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Moultrie, GA metro data

Market Trends

Home Value History (with trend line)

$231K$208K$184K$161K$137K$114KJul 2006Jul 2016Jul 2026

📊 How Does 31788 Compare?

Metric 31788 Moultrie Moultrie, GA Georgia
Home Value $217,665 $184,774 N/A $329,538
5-Year CAGR 4.2% 4.3% N/A 7.8%
Avg Rent $936 $909 N/A -
Cap Rate 3.4% 3.9% - -
💡 Why Invest in 31788? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 37% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 31788 (Moultrie, GA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 31788 (Moultrie, GA)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
3.4%
Low
5yr Growth
+4.2%
Moderate

📉 Market Crash Risk Index

Based on Moultrie, GA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $217,665
Monthly Rent $936
Price-to-Rent 19.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.2%
Cap Rate 3.4%
5-Year IRR 7.5%

📈 Home Appreciation

1-Year +1.2% ▲
3-Year CAGR +3.3% ▲
5-Year CAGR +4.2% ▲
10-Year CAGR +5.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.7%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 31788

Population: 11,071

💰 Median Household Income
$47,875
This area
$47,875
State
$64,001
USA
$74,580
🏠 Renter Occupied
37.1%
This area
37.1%
State
29.9%
USA
34.0%
💼 Unemployment Rate
4.3%
This area
4.3%
State
-18.6%
USA
3.7%
🎓 College Educated
14.1%
This area
14.1%
State
-3.0%
USA
33.7%
👤 Median Age
37.5 years
This area
37.5 years
State
10.1 years
USA
38.9 years
🏚️ Vacancy Rate
16.7%
This area
16.7%
State
15.5%
USA
10.5%
👥 Population by Ethnicity
White 54.4%
Other/Mixed 29.1%
Hispanic/Latino 27.4%
Black/African American 15.9%
Asian 0.5%
👶 Under 18
23.4%
This area
23.4%
USA
22.0%
👴 65 and Over
13.9%
This area
13.9%
USA
17.3%
📊 Poverty Rate
18.6%
This area
18.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 31788

A Avg School Grade
1 Schools
13.1:1 Avg Class Size
$14,330 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Odom Elementary School

📚 Pre-K – 05 Elementary
👥
523 Students
👨‍🏫
13.1:1 Class Size
💰
$14,330 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What kind of vacancy should I budget for in Moultrie, GA?

Moultrie, GA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

What monthly rent should investors expect in Moultrie, GA?

Average rent in Moultrie, GA is approximately $936/mo per month. Against $218K home values that yields a reasonable rent-to-price ratio.

How much should I expect to pay for a home in Moultrie, GA?

Expect median prices around $218K in Moultrie, GA. The market has run at a 0.0% 5-year CAGR, so entry costs have been consistent.

How strict are landlord regulations in Moultrie, GA?

Moultrie, GA operates under GA law, which is landlord-friendly overall for landlords. Expect even-keeled treatment in typical lease and eviction cases.

How does Moultrie, GA rate as a rental market?

Moultrie, GA rates 3.0/5 for investability. With median values at $218K and rents near $936/mo, the market offers reasonable fundamentals for rental investors.

You know 31788 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 31788 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 31788 ranks in Moultrie, GA

Every ZIP in this metro, ranked. Free.

Cash Flow → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 31788 (Moultrie)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 31788 (Moultrie, GA).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.