Real Estate Investing in Moultrie, Georgia (31768)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Colquitt County • Population: 21,281 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 31768 (Moultrie, GA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 14.9% of homes vacant — above national norms.
  • Elevated poverty: 20.4% poverty rate — can affect rent collection.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Moultrie, GA (31768)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $151,883
Avg Monthly Rent $882
1% Rule ✗ Does Not Meet
Median Income $44,113
% Renters 39.3%

Market Analysis: 31768 Moultrie

Stepping back, ZIP 31768 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $152K median. It rewards specialists, not generalists.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 31768 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

ZIP 31768's metrics run below Colquitt County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

A robust renter share of 39% in 31768 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Distressed ZIPs reward experience. impressive returns are possible in 31768, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Moultrie:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
18/25
Stability
13/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.4× the median income
Value Trend
Rising (+7.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $882/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Moultrie, GA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
5.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Moultrie, GA metro data

Market Trends

Home Value History (with trend line)

$158K$142K$126K$110K$94K$78KJul 2006Jul 2016Jul 2026

📊 How Does 31768 Compare?

Metric 31768 Moultrie Moultrie, GA Georgia
Home Value $151,883 $184,774 N/A $329,538
5-Year CAGR 4.5% 4.3% N/A 7.8%
Avg Rent $882 $909 N/A -
Cap Rate 4.5% 3.9% - -
💡 Why Invest in 31768? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 39% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 31768 (Moultrie, GA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 31768 (Moultrie, GA)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
4.5%
Fair
5yr Growth
+4.5%
Moderate

📉 Market Crash Risk Index

Based on Moultrie, GA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $151,883
Monthly Rent $882
Price-to-Rent 14.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.0%
Cap Rate 4.5%
5-Year IRR 9.0%

📈 Home Appreciation

1-Year +7.9% ▲
3-Year CAGR +6.7% ▲
5-Year CAGR +4.5% ▲
10-Year CAGR +5.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.9%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 31768

Population: 21,281

💰 Median Household Income
$44,113
This area
$44,113
State
$64,001
USA
$74,580
🏠 Renter Occupied
39.3%
This area
39.3%
State
29.9%
USA
34.0%
💼 Unemployment Rate
3.6%
This area
3.6%
State
-18.6%
USA
3.7%
🎓 College Educated
17.4%
This area
17.4%
State
-3.0%
USA
33.7%
👤 Median Age
37.1 years
This area
37.1 years
State
10.1 years
USA
38.9 years
🏚️ Vacancy Rate
14.9%
This area
14.9%
State
15.5%
USA
10.5%
👥 Population by Ethnicity
White 56.1%
Black/African American 32.8%
Other/Mixed 10.6%
Hispanic/Latino 7.7%
Asian 0.5%
👶 Under 18
26.6%
This area
26.6%
USA
22.0%
👴 65 and Over
16.9%
This area
16.9%
USA
17.3%
📊 Poverty Rate
20.4%
This area
20.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 31768

A Avg School Grade
7 Schools
12.5:1 Avg Class Size
$14,330 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Cox Elementary School

📚 Pre-K – 05 Elementary
👥
483 Students
👨‍🏫
12.0:1 Class Size
💰
$14,330 Per Student
A Very Good

Okapilco Elementary School

📚 Pre-K – 05 Elementary
👥
359 Students
👨‍🏫
9.8:1 Class Size
💰
$14,330 Per Student
A Very Good

Stringfellow Elementary School

📚 Pre-K – 05 Elementary
👥
228 Students
👨‍🏫
8.4:1 Class Size
💰
$14,330 Per Student
A Very Good

Sunset Elementary School

📚 Pre-K – 05 Elementary
👥
594 Students
👨‍🏫
13.4:1 Class Size
💰
$14,330 Per Student
A Very Good

Wright Elementary School

📚 Pre-K – 05 Elementary
👥
544 Students
👨‍🏫
14.4:1 Class Size
💰
$14,330 Per Student
B+ Above Average

Willie J. Williams Middle School

📚 06 – 07 Middle
👥
1,342 Students
👨‍🏫
13.5:1 Class Size
💰
$14,330 Per Student
B Good

CA Gray Junior High School

📚 08 – 09 High School
👥
1,424 Students
👨‍🏫
16.4:1 Class Size
💰
$14,330 Per Student

Nearby Schools (1 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

Funston Elementary School

📚 Pre-K – 05 Elementary
📍 137 North Academy Street, Funston
👥
395 Students
👨‍🏫
14.1:1 Class Size
💰
$14,330 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How landlord-friendly is Moultrie, GA?

The landlord environment in Moultrie, GA is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

How deep is the rental pool in Moultrie, GA?

Expect a solid tenant pool in Moultrie, GA. The rental market absorbs $882/mo rents without meaningful friction.

How much does a house cost in Moultrie, GA?

In Moultrie, GA the median home value sits at $152K. Against the broader GA market, that reads as reasonable for most investors.

Does house hacking work in Moultrie, GA?

House hacking in Moultrie, GA is reasonable to execute. Prices around $152K and rents of $882/mo solid owner-occupant economics.

What is the best play in Moultrie, GA?

For Moultrie, GA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

You know 31768 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 31768 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 31768 ranks in Moultrie, GA

Every ZIP in this metro, ranked. Free.

Cash Flow → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 31768 (Moultrie)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 31768 (Moultrie, GA).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.