Real Estate Investing in Coolidge, Georgia (31738)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Thomas County • Population: 2,960 • Data updated: September 2026

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Should you buy in 31738 (Coolidge, GA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Coolidge, GA (31738)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $210,943
Avg Monthly Rent $936
1% Rule ✗ Does Not Meet
Median Income $62,880
% Renters 35.7%

Market Analysis: 31738 Coolidge

Not every below-median market is a bargain. Coolidge's 31738 ZIP comes in at signals that favor experienced operators who can absorb the risk $211K pricing implies.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 31738 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

The gap between 31738 and stronger Coolidge ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Who lives in 31738 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The right play in 31738 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Coolidge:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.4× the median income
Value Trend
Rising (+17.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $936/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Thomasville, GA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
5.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Thomasville, GA metro data

Market Trends

Home Value History (with trend line)

$222K$194K$166K$138K$110K$82KJul 2006Jul 2016Jul 2026

📊 How Does 31738 Compare?

Metric 31738 Coolidge Thomasville, GA Georgia
Home Value $210,943 $210,943 N/A $329,538
5-Year CAGR 6.2% 6.2% N/A 7.8%
Avg Rent $936 $936 N/A -
Cap Rate 3.5% 3.5% - -
💡 Why Invest in 31738? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 36% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 31738 (Coolidge, GA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.5%
Low
5yr Growth
+6.2%
Strong

📉 Market Crash Risk Index

Based on Thomasville, GA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $210,943
Monthly Rent $936
Price-to-Rent 18.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.3%
Cap Rate 3.5%
5-Year IRR 9.7%

📈 Home Appreciation

1-Year +17.3% ▲
3-Year CAGR +6.4% ▲
5-Year CAGR +6.2% ▲
10-Year CAGR +6.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.8%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.2%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 31738

Population: 2,960

💰 Median Household Income
$62,880
This area
$62,880
State
$64,001
USA
$74,580
🏠 Renter Occupied
35.7%
This area
35.7%
State
29.9%
USA
34.0%
💼 Unemployment Rate
1.1%
This area
1.1%
State
-18.6%
USA
3.7%
🎓 College Educated
13.9%
This area
13.9%
State
-3.0%
USA
33.7%
👤 Median Age
37.7 years
This area
37.7 years
State
10.1 years
USA
38.9 years
🏚️ Vacancy Rate
7.8%
This area
7.8%
State
15.5%
USA
10.5%
👥 Population by Ethnicity
White 74.9%
Black/African American 15.9%
Other/Mixed 9.2%
Hispanic/Latino 7.1%
👶 Under 18
27.3%
This area
27.3%
USA
22.0%
👴 65 and Over
16.6%
This area
16.6%
USA
17.3%
📊 Poverty Rate
11.3%
This area
11.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby 2,728 Off-Campus Students
C+
Southern Regional Technical College
5,072 students · 11.2 mi
C
Thomas University
1,583 students · 14.5 mi

Investor Insight: With 2,728 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the typical home price in Coolidge, GA?

In Coolidge, GA the median home value sits at $211K. Against the broader GA market, that reads as reasonable for most investors.

Which real estate strategy fits Coolidge, GA?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Coolidge, GA. The numbers - $211K homes against $936/mo rents - support that play.

Is real estate in Coolidge, GA a good investment right now?

Coolidge, GA rates 3.0/5 for investability. With median values at $211K and rents near $936/mo, the market offers reasonable fundamentals for rental investors.

Can I house hack in Coolidge, GA?

Coolidge, GA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $211K price point reasonable to enter.

What kind of tenants rent in Coolidge, GA?

Tenant quality in Coolidge, GA ranks as solid. Landlords generally report steady occupancy at market rents of $936/mo.

You know 31738 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 31738 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 31738 ranks in Thomasville, GA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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