Real Estate Investing in Jacksonville, Georgia (31544)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 31544 (Jacksonville, GA)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 45.7% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Jacksonville, GA (31544)?
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Market Analysis: 31544 Jacksonville
Investors eyeing 31544 need to respect the fundamentals at play. Home values of $130K come alongside slower price movement and elevated management overhead.
The 31544 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
The gap between 31544 and stronger Jacksonville ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Who lives in 31544 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
New investors are better served looking at Jacksonville's stable or hybrid ZIPs before stepping into 31544. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Jacksonville:
Market Trends
Home Value History (with trend line)
📊 How Does 31544 Compare?
| Metric | 31544 | Jacksonville | Georgia |
|---|---|---|---|
| Home Value | $130,265 | $130,265 | $329,538 |
| 5-Year CAGR | 2.5% | 2.5% | 7.8% |
| Avg Rent | $909 | $909 | - |
| Cap Rate | 5.4% | 5.4% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 31544 (Jacksonville, GA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $130,265 |
| Monthly Rent | $909 |
| Price-to-Rent | 11.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.4% |
| Cap Rate | 5.4% |
| 5-Year IRR | 7.9% |
📈 Home Appreciation
| 1-Year | +10.6% ▲ |
| 3-Year CAGR | -0.5% ▼ |
| 5-Year CAGR | +2.5% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 31544
Population: 482
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What is the median home value in Jacksonville, GA?
Typical homes in Jacksonville, GA go for around $130K. The 5-year CAGR of 0.0% steady price movement.
What strategy should investors use in Jacksonville, GA?
Investors usually favor careful cash-flow rentals with hands-on management in Jacksonville, GA. With home values at $130K and rents near $909/mo, other strategies can work but produce predictable rather than outsized returns.
What is the tenant pool like in Jacksonville, GA?
The tenant pool in Jacksonville, GA is solid, supported by local employment and population fundamentals. Rents of $909/mo are well-absorbed by the market.
Is GA a landlord-friendly state?
The landlord environment in Jacksonville, GA is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
What does house hacking look like in Jacksonville, GA?
For house hackers, Jacksonville, GA is a challenging. The $909/mo rent on a unit helps defray the mortgage on a $130K property.
You know 31544 now. You don’t know where it ranks.
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