Real Estate Investing in Fitzgerald, Georgia (31750)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Ben Hill County • Population: 18,582 • Data updated: September 2026

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Should you buy in 31750 (Fitzgerald, GA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (67/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 12.1% of homes vacant — above national norms.
  • Elevated poverty: 21.0% poverty rate — can affect rent collection.
  • Lower household income: $37,972 median — tenant affordability is tighter.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Fitzgerald, GA (31750)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $131,570
Avg Monthly Rent $900
1% Rule ✗ Does Not Meet
Median Income $37,972
% Renters 42.2%

Market Analysis: 31750 Fitzgerald

This part of Ben Hill County is not an easy win. The 31750 ZIP stands at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The investment case in 31750 is solid only for operators who understand what they are buying. A $132K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Within GA, ZIP 31750 trails on several market indicators that neighboring Ben Hill County submarkets outperform. The gap is real and substantial enough to shape underwriting.

From a cash-flow lens, 18,582 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Distressed ZIPs reward experience. robust returns are possible in 31750, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Fitzgerald:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
18/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Stable (+1.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $900/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Fitzgerald, GA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
5.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Fitzgerald, GA metro data
🏠

Property Strategy for 31750

Which property type performs best in this market?

Best for Cash Flow
2BR
12.5% cap rate
Best for Appreciation
3BR
+8.3% 5yr CAGR
Best Overall Value
2BR
$28,748/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $57,497 $1,000 12.5% +7.6% $28,748
3BR $141,447 $1,200 6.1% +8.3% $47,149
4BR $232,006 $1,440 4.5% +7.9% $58,002

Market Trends

Home Value History (with trend line)

$137K$122K$107K$93K$78K$63KJul 2006Jul 2016Jul 2026

📊 How Does 31750 Compare?

Metric 31750 Fitzgerald Fitzgerald, GA Georgia
Home Value $131,570 $131,570 N/A $329,538
5-Year CAGR 5.0% 5.0% N/A 7.8%
Avg Rent $900 $900 N/A -
Cap Rate 5.3% 5.3% - -
💡 Why Invest in 31750? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 42% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 31750 (Fitzgerald, GA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.3%
Fair
5yr Growth
+5.0%
Moderate

📉 Market Crash Risk Index

Based on Fitzgerald, GA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $131,570
Monthly Rent $900
Price-to-Rent 12.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.2%
Cap Rate 5.3%
5-Year IRR 10.3%

📈 Home Appreciation

1-Year +1.3% ▲
3-Year CAGR +1.3% ▲
5-Year CAGR +5.0% ▲
10-Year CAGR +6.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.1%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.0%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 31750

Population: 18,582

💰 Median Household Income
$37,972
This area
$37,972
State
$64,001
USA
$74,580
🏠 Renter Occupied
42.2%
This area
42.2%
State
29.9%
USA
34.0%
💼 Unemployment Rate
3.3%
This area
3.3%
State
-18.6%
USA
3.7%
🎓 College Educated
13.3%
This area
13.3%
State
-3.0%
USA
33.7%
👤 Median Age
39.0 years
This area
39.0 years
State
10.1 years
USA
38.9 years
🏚️ Vacancy Rate
12.1%
This area
12.1%
State
15.5%
USA
10.5%
👥 Population by Ethnicity
White 58.2%
Black/African American 35.7%
Other/Mixed 5.7%
Hispanic/Latino 4.4%
Asian 0.4%
👶 Under 18
24.0%
This area
24.0%
USA
22.0%
👴 65 and Over
18.2%
This area
18.2%
USA
17.3%
📊 Poverty Rate
21.0%
This area
21.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 31750

A Avg School Grade
5 Schools
17.1:1 Avg Class Size
$22,289 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Ben Hill County Middle School

📚 06 – 08 Middle
👥
618 Students
👨‍🏫
12.2:1 Class Size
💰
$22,289 Per Student
A+ Excellent

Ben Hill Elementary School

📚 03 – 05 Elementary
👥
565 Students
👨‍🏫
12.3:1 Class Size
💰
$22,289 Per Student
A+ Excellent
👥
874 Students
👨‍🏫
14.3:1 Class Size
💰
$22,289 Per Student
A Very Good

Ben Hill County Primary School

📚 Pre-K – 02 Elementary
👥
872 Students
👨‍🏫
17.6:1 Class Size
💰
$22,289 Per Student
C+ Average

Hurricane Transition Academy

📚 05 – 12 High School
👥
79 Students
👨‍🏫
29.3:1 Class Size
💰
$22,289 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Are homes affordable in Fitzgerald, GA?

Expect median prices around $132K in Fitzgerald, GA. The market has run at a 0.0% 5-year CAGR, so entry costs have been measured.

What is the typical vacancy rate in Fitzgerald, GA?

Expect elevated vacancy in Fitzgerald, GA. Rents at $900/mo are absorbed by the tenant base without meaningful lag.

Does Fitzgerald, GA make sense for an investment property?

Yes - Fitzgerald, GA a 3.0/5 investability score. With $132K home prices against $900/mo monthly rent, the market delivers a reasonable entry point for new investors.

Is Fitzgerald, GA good for landlords?

Rental owners in Fitzgerald, GA deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

How qualified is the tenant pool in Fitzgerald, GA?

Fitzgerald, GA draws a predictable base of working renters. Demand at the $900/mo rent level is reasonable for standard single-family and small multi rentals.

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