Real Estate Investing in Mc Rae, Georgia (31055)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 31055 (Mc Rae, GA)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 39.6% of homes vacant — above national norms.
- Elevated poverty: 29.3% poverty rate — can affect rent collection.
- Lower household income: $38,083 median — tenant affordability is tighter.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Mc Rae, GA (31055)?
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Market Analysis: 31055 Mc Rae
ZIP 31055 inside Telfair County looks affordable on the surface — median value of $122K — but the discount exists for reasons that a careful buyer should understand before committing.
From a cash-flow lens, the numbers look inviting — $122K purchase price, 0.0% nominal cap — the work to hit that pro forma in 31055 is substantial and deserves full respect.
Statewide comparisons place 31055 among GA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
The 31055 ZIP's population of 5,871 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reports the need for careful underwriting.
trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Mc Rae:
Market Trends
Home Value History (with trend line)
📊 How Does 31055 Compare?
| Metric | 31055 | Mc Rae | Georgia |
|---|---|---|---|
| Home Value | $121,937 | $121,937 | $329,538 |
| 5-Year CAGR | 3.2% | 3.2% | 7.8% |
| Avg Rent | $873 | $873 | - |
| Cap Rate | 5.6% | 5.6% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 31055 (Mc Rae, GA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $121,937 |
| Monthly Rent | $873 |
| Price-to-Rent | 11.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.6% |
| Cap Rate | 5.6% |
| 5-Year IRR | 8.7% |
📈 Home Appreciation
| 1-Year | +4.9% ▲ |
| 3-Year CAGR | +0.8% ▲ |
| 5-Year CAGR | +3.2% ▲ |
| 10-Year CAGR | +5.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 31055
Population: 5,871
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 31055
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Where do rents currently stand in Mc Rae, GA?
Rents in Mc Rae, GA run near $873/mo. Compared with median home prices of $122K that produces solid gross yields for typical rentals.
How quickly do rentals get leased in Mc Rae, GA?
Mc Rae, GA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
Should investors consider Mc Rae, GA?
Investors tracking Mc Rae, GA will find a 3.0/5 rating supported by $122K median home values and $873/mo rents. That profile suits long-term holders targeting even-keeled returns.
What is the typical home price in Mc Rae, GA?
Mc Rae, GA home values average about $122K. That price point suits investors targeting rentals with $873/mo in monthly income.
Which real estate strategy fits Mc Rae, GA?
In Mc Rae, GA the notable play is typically careful cash-flow rentals with hands-on management. The combination of $122K prices and $873/mo rents suits that approach.
You know 31055 now. You don’t know where it ranks.
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