Real Estate Investing in Guyton, Georgia (31312)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Effingham County • Population: 25,286 • Data updated: September 2026

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Should you buy in 31312 (Guyton, GA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (75/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Guyton, GA (31312)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $354,776
Avg Monthly Rent $2,358
1% Rule ✗ Does Not Meet
Median Income $92,114
% Renters 15.1%

Market Analysis: 31312 Guyton

The 31312 ZIP in Guyton, GA is a local-operator market. Outside capital chasing a $355K entry has to pair deep knowledge with the discount.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $355K asset, 31312 is the wrong submarket. If the plan prices in friction, the yield can still work.

Regionally, 31312 sits on the difficult end of the GA spectrum. The worth a close look for read — for disciplined operators — is that pricing reflects the difficulty.

Who lives in 31312 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The 31312 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Guyton:

B Good
Buy Confidence Score: 75/100
Affordability
15/25
Appreciation
22/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Declining (-1.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,358/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Savannah, GA Metro Area
More inventory, negotiating room for buyers
72 days
Average time to sell
Slow
9.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Savannah, GA metro data
🏠

Property Strategy for 31312

Which property type performs best in this market?

Best for Cash Flow
3BR
5.2% cap rate
Best for Appreciation
3BR
+10.3% 5yr CAGR
Best Overall Value
5BR
$92,552/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $315,873 $2,290 5.2% +10.3% $105,291
4BR $385,840 $2,610 4.9% +9.2% $96,460
5BR $462,760 +8.7% $92,552

Market Trends

Home Value History (with trend line)

$379K$333K$286K$240K$194K$147KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,424$2,356$2,288$2,220$2,152$2,084Dec 2025Apr 2026Jul 2026

📊 How Does 31312 Compare?

Metric 31312 Guyton Savannah, GA Georgia
Home Value $354,776 $354,776 N/A $329,538
5-Year CAGR 6.5% 6.5% N/A 7.8%
Avg Rent $2,358 $2,358 N/A -
Cap Rate 5.2% 5.2% - -
💡 Why Invest in 31312? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 31312 (Guyton, GA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.2%
Fair
5yr Growth
+6.5%
Strong

📉 Market Crash Risk Index

Based on Savannah, GA metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
59%
Days Pending
2/2
72 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $354,776
Monthly Rent $2,358
Price-to-Rent 12.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.0%
Cap Rate 5.2%
5-Year IRR 11.7%

📈 Home Appreciation

1-Year -1.9% ▼
3-Year CAGR +2.1% ▲
5-Year CAGR +6.5% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.7%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.5%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 31312

Population: 25,286

💰 Median Household Income
$92,114
This area
$92,114
State
$64,001
USA
$74,580
🏠 Renter Occupied
15.1%
This area
15.1%
State
29.9%
USA
34.0%
💼 Unemployment Rate
3.8%
This area
3.8%
State
-18.6%
USA
3.7%
🎓 College Educated
26.5%
This area
26.5%
State
-3.0%
USA
33.7%
👤 Median Age
34.9 years
This area
34.9 years
State
10.1 years
USA
38.9 years
🏚️ Vacancy Rate
7.7%
This area
7.7%
State
15.5%
USA
10.5%
👥 Population by Ethnicity
White 77.8%
Other/Mixed 12.5%
Black/African American 9.2%
Hispanic/Latino 6.7%
Asian 0.5%
👶 Under 18
30.8%
This area
30.8%
USA
22.0%
👴 65 and Over
9.1%
This area
9.1%
USA
17.3%
📊 Poverty Rate
4.4%
This area
4.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 31312

B Avg School Grade
7 Schools
13.7:1 Avg Class Size
$13,167 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Guyton Elementary School

📚 Pre-K – 05 Elementary
👥
768 Students
👨‍🏫
13.1:1 Class Size
💰
$13,167 Per Student
B+ Above Average

Marlow Elementary School

📚 Pre-K – 05 Elementary
👥
710 Students
👨‍🏫
12.2:1 Class Size
💰
$13,167 Per Student
B+ Above Average

Sand Hill Elementary School

📚 Pre-K – 05 Elementary
👥
941 Students
👨‍🏫
13.5:1 Class Size
💰
$13,167 Per Student
B+ Above Average

South Effingham Elementary School

📚 Pre-K – 05 Elementary
👥
920 Students
👨‍🏫
14.3:1 Class Size
💰
$13,167 Per Student
B Good

Effingham County Middle School

📚 06 – 08 Middle
👥
1,063 Students
👨‍🏫
13.0:1 Class Size
💰
$13,167 Per Student
B Good

South Effingham Middle School

📚 06 – 08 Middle
👥
1,112 Students
👨‍🏫
13.5:1 Class Size
💰
$13,167 Per Student
C+ Average

South Effingham High School

📚 09 – 12 High School
👥
1,900 Students
👨‍🏫
16.1:1 Class Size
💰
$13,167 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Guyton in GA worth investing in?

Investors tracking Guyton, GA will find a 3.0/5 rating supported by $355K median home values and $2,358/mo rents. That profile suits long-term holders targeting predictable returns.

What are home prices like in Guyton, GA?

The median home value in Guyton, GA is roughly $355K. That puts it reasonable relative to the GA statewide average.

What are vacancy rates like in Guyton, GA?

Guyton, GA sees elevated vacancy, which is reasonable relative to the broader GA rental market.

Is Guyton, GA good for landlords?

Guyton, GA falls under GA landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

What is the typical rental rate in Guyton, GA?

The typical rental in Guyton, GA commands about $2,358/mo monthly. That rent profile predictable cash flow against the $355K purchase basis.

You know 31312 now. You don’t know where it ranks.

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How 31312 ranks in Savannah, GA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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