Real Estate Investing in Clyo, Georgia (31329)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Effingham County • Population: 9,102 • Data updated: September 2026

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Should you buy in 31329 (Clyo, GA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (67/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.6% vacancy may signal weakening demand.

What’s happening in Clyo, GA (31329)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $308,007
Avg Monthly Rent $1,931
1% Rule ✗ Does Not Meet
Median Income $62,051
% Renters 28.5%

Market Analysis: 31329 Clyo

Looking more closely, ZIP 31329 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $308K median. It rewards specialists, not generalists.

For an experienced owner, 31329 can be a an appealing option for hunting ground — but the discount at $308K reflects genuine risk that outside investors often underestimate.

From an investor standpoint, 31329 offers a low basis, the region around Clyo has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

A notable renter share of 29% in 31329 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategy in 31329 is an operator game, not a passive one. In practical terms, entry prices of $308K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Clyo:

C+ Average
Buy Confidence Score: 69/100
Affordability
10/25
Appreciation
25/25
Stability
9/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 5× the median income
Value Trend
Stable (+0.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,931/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Savannah, GA Metro Area
More inventory, negotiating room for buyers
72 days
Average time to sell
Slow
9.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Savannah, GA metro data
🏠

Property Strategy for 31329

Which property type performs best in this market?

Best for Cash Flow
3BR
4.8% cap rate
Best for Appreciation
3BR
+11.1% 5yr CAGR
Best Overall Value
4BR
$85,812/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $288,615 $1,940 4.8% +11.1% $96,205
4BR $343,247 $2,220 4.7% +9.7% $85,812

Market Trends

Home Value History (with trend line)

$324K$280K$236K$192K$148K$104KJun 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,027$1,999$1,970$1,942$1,914$1,885Sep 2025Mar 2026Jul 2026

📊 How Does 31329 Compare?

Metric 31329 Clyo Savannah, GA Georgia
Home Value $308,007 $308,007 N/A $329,538
5-Year CAGR 7.9% 7.9% N/A 7.8%
Avg Rent $1,931 $1,931 N/A -
Cap Rate 4.9% 4.9% - -
💡 Why Invest in 31329? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 31329 (Clyo, GA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.9%
Fair
5yr Growth
+7.9%
Strong

📉 Market Crash Risk Index

Based on Savannah, GA metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
59%
Days Pending
2/2
72 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $308,007
Monthly Rent $1,931
Price-to-Rent 13.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.5%
Cap Rate 4.9%
5-Year IRR 12.8%

📈 Home Appreciation

1-Year +0.7% ▲
3-Year CAGR +3.7% ▲
5-Year CAGR +7.9% ▲
10-Year CAGR +7.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.6%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.9%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 31329

Population: 9,102

💰 Median Household Income
$62,051
This area
$62,051
State
$64,001
USA
$74,580
🏠 Renter Occupied
28.5%
This area
28.5%
State
29.9%
USA
34.0%
💼 Unemployment Rate
1.3%
This area
1.3%
State
-18.6%
USA
3.7%
🎓 College Educated
22.4%
This area
22.4%
State
-3.0%
USA
33.7%
👤 Median Age
34.7 years
This area
34.7 years
State
10.1 years
USA
38.9 years
🏚️ Vacancy Rate
8.6%
This area
8.6%
State
15.5%
USA
10.5%
👥 Population by Ethnicity
White 71.0%
Black/African American 26.4%
Other/Mixed 2.6%
Hispanic/Latino 1.0%
Asian 0.1%
👶 Under 18
24.4%
This area
24.4%
USA
22.0%
👴 65 and Over
11.1%
This area
11.1%
USA
17.3%
📊 Poverty Rate
4.0%
This area
4.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 31329

C+ Avg School Grade
2 Schools
15.6:1 Avg Class Size
$13,167 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Springfield Elementary School

📚 Pre-K – 05 Elementary
👥
819 Students
👨‍🏫
13.2:1 Class Size
💰
$13,167 Per Student
C Below Average

Effingham County High School

📚 09 – 12 High School
👥
2,164 Students
👨‍🏫
18.0:1 Class Size
💰
$13,167 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What do rentals go for in Clyo, GA?

Rents in Clyo, GA run near $1,931/mo. Compared with median home prices of $308K that produces solid gross yields for typical rentals.

What kind of tenants rent in Clyo, GA?

Tenant demand in Clyo, GA is solid. The local workforce $1,931/mo rents across most rental classes.

Is Clyo, GA better for rentals, flips, or BRRRR?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Clyo, GA. The numbers - $308K homes against $1,931/mo rents - support that play.

Does Clyo, GA favor landlords or tenants?

For rental operators, Clyo, GA rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

How does Clyo, GA rate as a rental market?

Our data puts Clyo, GA at 3.0/5 for investability. Home prices of $308K and rents around $1,931/mo create a solid backdrop for investor activity.

You know 31329 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 31329 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 31329 ranks in Savannah, GA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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