Real Estate Investing in Dublin, Georgia (31021)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Laurens County • Population: 27,388 • Data updated: September 2026

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Should you buy in 31021 (Dublin, GA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 17.7% of homes vacant — above national norms.
  • Elevated poverty: 23.4% poverty rate — can affect rent collection.

What’s happening in Dublin, GA (31021)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $193,581
Avg Monthly Rent $1,096
1% Rule ✗ Does Not Meet
Median Income $46,258
% Renters 41.8%

Market Analysis: 31021 Dublin

ZIP 31021 in Dublin, GA carries a durable set of headwinds. Home values near $194K and rents of $1,096/mo sit inside a market where underwriting has to be tight.

Distressed markets are won on execution, not on spreadsheets. ZIP 31021 sits at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Regionally, 31021 sits on the difficult end of the GA spectrum. The worth a close look for read — for disciplined operators — is that pricing reflects the difficulty.

Demographically, 31021 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Experienced landlords with local relationships tend to find 31021 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Dublin:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
18/25
Stability
13/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.2× the median income
Value Trend
Rising (+3.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,096/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Dublin, GA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
5.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Dublin, GA metro data
🏠

Property Strategy for 31021

Which property type performs best in this market?

Best for Cash Flow
2BR
6.8% cap rate
Best for Appreciation
2BR
+7.3% 5yr CAGR
Best Overall Value
2BR
$51,054/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $102,108 $970 6.8% +7.3% $51,054
3BR $217,694 $1,280 4.2% +7.3% $72,565
4BR $320,713 $1,610 3.6% +6.7% $80,178
5BR $407,081 +6.9% $81,416

Market Trends

Home Value History (with trend line)

$203K$181K$159K$137K$114K$92KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,178$1,140$1,102$1,065$1,027$990Mar 2025Nov 2025Jul 2026

📊 How Does 31021 Compare?

Metric 31021 Dublin Dublin, GA Georgia
Home Value $193,581 $193,581 N/A $329,538
5-Year CAGR 3.9% 3.9% N/A 7.8%
Avg Rent $1,096 $1,096 N/A -
Cap Rate 4.4% 4.4% - -
💡 Why Invest in 31021? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 42% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 31021 (Dublin, GA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.4%
Fair
5yr Growth
+3.9%
Moderate

📉 Market Crash Risk Index

Based on Dublin, GA metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
63%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $193,581
Monthly Rent $1,096
Price-to-Rent 14.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.8%
Cap Rate 4.4%
5-Year IRR 8.3%

📈 Home Appreciation

1-Year +3.4% ▲
3-Year CAGR +1.7% ▲
5-Year CAGR +3.9% ▲
10-Year CAGR +5.7% ▲

🏠 Rent Trends

1-Year -4.9% ▼
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
17.7%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 31021

Population: 27,388

💰 Median Household Income
$46,258
This area
$46,258
State
$64,001
USA
$74,580
🏠 Renter Occupied
41.8%
This area
41.8%
State
29.9%
USA
34.0%
💼 Unemployment Rate
3.1%
This area
3.1%
State
-18.6%
USA
3.7%
🎓 College Educated
19.2%
This area
19.2%
State
-3.0%
USA
33.7%
👤 Median Age
41.3 years
This area
41.3 years
State
10.1 years
USA
38.9 years
🏚️ Vacancy Rate
17.7%
This area
17.7%
State
15.5%
USA
10.5%
👥 Population by Ethnicity
White 49.8%
Black/African American 47.4%
Asian 1.5%
Other/Mixed 1.3%
Hispanic/Latino 0.5%
👶 Under 18
22.5%
This area
22.5%
USA
22.0%
👴 65 and Over
18.0%
This area
18.0%
USA
17.3%
📊 Poverty Rate
23.4%
This area
23.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 31021

A Avg School Grade
6 Schools
14.1:1 Avg Class Size
$18,769 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Dublin High School

📚 09 – 12 High School
👥
589 Students
👨‍🏫
9.5:1 Class Size
💰
$17,915 Per Student
A+ Excellent

West Laurens Middle School

📚 06 – 08 Middle
👥
923 Students
👨‍🏫
13.6:1 Class Size
💰
$23,041 Per Student
A Very Good

Dublin Middle School

📚 05 – 08 School
👥
639 Students
👨‍🏫
15.2:1 Class Size
💰
$17,915 Per Student
A Very Good

Moore Street Facility

📚 06 – 12 High School
👥
53 Students
👨‍🏫
9.6:1 Class Size
💰
$17,915 Per Student
A Very Good

Susie Dasher

📚 Pre-K – 04 Elementary
👥
527 Students
👨‍🏫
17.9:1 Class Size
💰
$17,915 Per Student
B+ Above Average

Hillcrest Elementary

📚 Pre-K – 04 Elementary
👥
553 Students
👨‍🏫
18.9:1 Class Size
💰
$17,915 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What do landlords charge for rent in Dublin, GA?

Rent in Dublin, GA is around $1,096/mo. The resulting rent-to-value relationship with $194K pricing is reasonable for most investor models.

How qualified is the tenant pool in Dublin, GA?

The tenant pool in Dublin, GA is solid, supported by local employment and population fundamentals. Rents of $1,096/mo are well-absorbed by the market.

How do home values compare in Dublin, GA?

Homes in Dublin, GA typically sell near $194K. Prices have moved at a 0.0% 5-year CAGR, which steady long-term demand.

Does house hacking make sense in Dublin, GA?

House hacking works a challenging in Dublin, GA. Rents of $1,096/mo against $194K acquisition make the strategy solid for owner-occupants.

What real estate strategy is ideal for Dublin, GA?

Dublin, GA investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($194K prices, $1,096/mo rents) make it a reasonable choice.

You know 31021 now. You don’t know where it ranks.

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How 31021 ranks in Dublin, GA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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