Real Estate Investing in Montrose, Georgia (31065)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Laurens • Population: 1,714 • Data updated: September 2026

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Should you buy in 31065 (Montrose, GA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 19.8% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Montrose, GA (31065)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $169,209
Avg Monthly Rent $1,062
1% Rule ✗ Does Not Meet
Median Income $59,830
% Renters 19.2%

Market Analysis: 31065 Montrose

Not every below-median market is a bargain. Montrose's 31065 ZIP sits at signals that favor experienced operators who can absorb the risk $169K pricing implies.

The investment case in 31065 is durable only for operators who understand what they are buying. A $169K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Regionally, 31065 sits on the difficult end of the GA spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.

Resident income in 31065 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategy in 31065 is an operator game, not a passive one. On balance, entry prices of $169K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Montrose:

C+ Average
Buy Confidence Score: 64/100
Affordability
20/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.8× the median income
Value Trend
Rising (+4.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,062/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$180K$162K$144K$126K$108K$90KJan 2014May 2020Jul 2026

📊 How Does 31065 Compare?

Metric 31065 Montrose Georgia
Home Value $169,209 $169,209 $329,538
5-Year CAGR 1.7% 1.7% 7.8%
Avg Rent $1,062 $1,062 -
Cap Rate 4.9% 4.9% -
💡 Why Invest in 31065? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 31065 (Montrose, GA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.9%
Fair
5yr Growth
+1.7%
Slow

📊 Market Snapshot

Home Value $169,209
Monthly Rent $1,062
Price-to-Rent 13.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.5%
Cap Rate 4.9%
5-Year IRR 6.6%

📈 Home Appreciation

1-Year +4.2% ▲
3-Year CAGR -0.4% ▼
5-Year CAGR +1.7% ▲
10-Year CAGR +4.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
19.8%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.7%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 31065

Population: 1,714

💰 Median Household Income
$59,830
This area
$59,830
State
$64,001
USA
$74,580
🏠 Renter Occupied
19.2%
This area
19.2%
State
29.9%
USA
34.0%
💼 Unemployment Rate
2.0%
This area
2.0%
State
-18.6%
USA
3.7%
🎓 College Educated
13.4%
This area
13.4%
State
-3.0%
USA
33.7%
👤 Median Age
49.2 years
This area
49.2 years
State
10.1 years
USA
38.9 years
🏚️ Vacancy Rate
19.8%
This area
19.8%
State
15.5%
USA
10.5%
👥 Population by Ethnicity
White 71.7%
Black/African American 22.0%
Other/Mixed 6.3%
Hispanic/Latino 5.6%
👶 Under 18
22.7%
This area
22.7%
USA
22.0%
👴 65 and Over
22.0%
This area
22.0%
USA
17.3%
📊 Poverty Rate
7.0%
This area
7.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

How do home values compare in Montrose, GA?

Homes in Montrose, GA typically sell near $169K. Prices have moved at a 0.0% 5-year CAGR, which even-keeled long-term demand.

Is it easy to find good tenants in Montrose, GA?

Tenant demand in Montrose, GA is solid. The local workforce $1,062/mo rents across most rental classes.

What type of investing works in Montrose, GA?

Investors usually favor careful cash-flow rentals with hands-on management in Montrose, GA. With home values at $169K and rents near $1,062/mo, other strategies can work but produce predictable rather than outsized returns.

Are there empty rentals in Montrose, GA?

Montrose, GA sees elevated vacancy, which is reasonable relative to the broader GA rental market.

Is Montrose, GA a good market for FHA house hackers?

Montrose, GA offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,062/mo rent level.

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