Real Estate Investing in Cadwell, Georgia (31009)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Laurens County • Population: 1,142 • Data updated: September 2026

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Should you buy in 31009 (Cadwell, GA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 28.1% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Cadwell, GA (31009)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $164,667
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $47,453
% Renters 29.5%

Market Analysis: 31009 Cadwell

The 31009 ZIP covers a section of Cadwell that demands careful diligence. Prices near $165K look accessible, but the work to make a deal cash flow is real.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $165K asset, 31009 is the wrong submarket. If the plan prices in friction, the yield can still work.

Nearby ZIPs in Cadwell have seen price recovery that 31009 has not matched. Laurens County data supports the view that the spread is structural rather than temporary.

In practical terms, 1,142 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategically, 31009 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Cadwell:

C+ Average
Buy Confidence Score: 62/100
Affordability
20/25
Appreciation
14/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Rising (+8.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Dublin, GA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
5.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Dublin, GA metro data

Market Trends

Home Value History (with trend line)

$171K$154K$137K$120K$103K$85KJan 2014May 2020Jul 2026

📊 How Does 31009 Compare?

Metric 31009 Cadwell Dublin, GA Georgia
Home Value $164,667 $164,667 N/A $329,538
5-Year CAGR 2.6% 2.6% N/A 7.8%
Avg Rent $873 $873 N/A -
Cap Rate 4.1% 4.1% - -
💡 Why Invest in 31009? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 31009 (Cadwell, GA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.1%
Fair
5yr Growth
+2.6%
Slow

📉 Market Crash Risk Index

Based on Dublin, GA metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
63%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $164,667
Monthly Rent $873
Price-to-Rent 15.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.4%
Cap Rate 4.1%
5-Year IRR 6.7%

📈 Home Appreciation

1-Year +8.2% ▲
3-Year CAGR +0.8% ▲
5-Year CAGR +2.6% ▲
10-Year CAGR +4.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
28.1%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.6%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 31009

Population: 1,142

💰 Median Household Income
$47,453
This area
$47,453
State
$64,001
USA
$74,580
🏠 Renter Occupied
29.5%
This area
29.5%
State
29.9%
USA
34.0%
💼 Unemployment Rate
4.8%
This area
4.8%
State
-18.6%
USA
3.7%
🎓 College Educated
13.3%
This area
13.3%
State
-3.0%
USA
33.7%
👤 Median Age
33.7 years
This area
33.7 years
State
10.1 years
USA
38.9 years
🏚️ Vacancy Rate
28.1%
This area
28.1%
State
15.5%
USA
10.5%
👥 Population by Ethnicity
White 86.0%
Other/Mixed 6.9%
Black/African American 6.8%
Hispanic/Latino 3.2%
Asian 0.3%
👶 Under 18
26.3%
This area
26.3%
USA
22.0%
👴 65 and Over
14.2%
This area
14.2%
USA
17.3%
📊 Poverty Rate
10.7%
This area
10.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 31009

C+ Avg School Grade
1 Schools
3.8:1 Avg Class Size

Schools in This ZIP Code

C+ Average

Cadwell RYDC

📚 06 – 12 High School
👥
19 Students
👨‍🏫
3.8:1 Class Size
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Should investors consider Cadwell, GA?

The 3.0/5 investability rating in Cadwell, GA reflects its $165K prices and $873/mo rents. Investors generally consider it a solid option within GA.

How strong are rents in Cadwell, GA?

Investors in Cadwell, GA typically see rents near $873/mo per month against $165K home values - a solid setup for rental cash flow.

Is Cadwell, GA landlord-friendly?

GA law landlord-friendly for landlords, and Cadwell inherits those rules. Investors should still review local ordinances for rental licensing.

How viable is house hacking in Cadwell, GA?

The house hack math a challenging in Cadwell, GA. Owner-occupant buyers benefit from the $873/mo rents and $165K home values.

What are vacancy rates like in Cadwell, GA?

Cadwell, GA sees elevated vacancy, which is reasonable relative to the broader GA rental market.

You know 31009 now. You don’t know where it ranks.

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How 31009 ranks in Dublin, GA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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