Real Estate Investing in Commerce, Georgia (30530)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Jackson County • Population: 7,360 • Data updated: September 2026

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Should you buy in 30530 (Commerce, GA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (47/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 9.5% vacancy may signal weakening demand.
  • High price-to-rent: Price-to-rent ratio 29.5 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Commerce, GA (30530)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $362,539
Avg Monthly Rent $1,026
1% Rule ✗ Does Not Meet
Median Income $59,881
% Renters 30.8%

Market Analysis: 30530 Commerce

The 30530 ZIP covers a section of Commerce that demands careful diligence. Prices near $363K look accessible, but the work to make a deal cash flow is real.

For an experienced owner, 30530 can be a a strong candidate for hunting ground — but the discount at $363K reflects genuine risk that outside investors often underestimate.

The gap between 30530 and stronger Commerce ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

The 30530 ZIP's population of 7,360 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reflects the need for careful underwriting.

New investors are better served looking at Commerce's stable or hybrid ZIPs before stepping into 30530. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Commerce:

C Below Average
Buy Confidence Score: 57/100
Affordability
5/25
Appreciation
22/25
Stability
9/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.1× the median income
Value Trend
Stable (+1.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,026/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Jefferson, GA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
10.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Jefferson, GA metro data
🏠

Property Strategy for 30530

Which property type performs best in this market?

Best for Cash Flow
2BR
3.3% cap rate
Best for Appreciation
3BR
+10.0% 5yr CAGR
Best Overall Value
4BR
$112,636/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $250,252 $1,140 3.3% +9.6% $125,126
3BR $346,824 $1,470 3.1% +10.0% $115,608
4BR $450,545 $1,660 2.7% +9.7% $112,636

Market Trends

Home Value History (with trend line)

$385K$329K$272K$215K$158K$102KJul 2006Jul 2016Jul 2026

📊 How Does 30530 Compare?

Metric 30530 Commerce Jefferson, GA Georgia
Home Value $362,539 $344,051 N/A $329,538
5-Year CAGR 5.8% 6.2% N/A 7.8%
Avg Rent $1,026 $1,287 N/A -
Cap Rate 2.2% 3.0% - -
💡 Why Invest in 30530? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 30530 (Commerce, GA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.2%
Low
5yr Growth
+5.8%
Moderate

📉 Market Crash Risk Index

Based on Jefferson, GA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
54%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $362,539
Monthly Rent $1,026
Price-to-Rent 29.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.4%
Cap Rate 2.2%
5-Year IRR 8.0%

📈 Home Appreciation

1-Year +1.5% ▲
3-Year CAGR +3.6% ▲
5-Year CAGR +5.8% ▲
10-Year CAGR +8.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.5%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 30530

Population: 7,360

💰 Median Household Income
$59,881
This area
$59,881
State
$64,001
USA
$74,580
🏠 Renter Occupied
30.8%
This area
30.8%
State
29.9%
USA
34.0%
💼 Unemployment Rate
0.4%
This area
0.4%
State
-18.6%
USA
3.7%
🎓 College Educated
12.9%
This area
12.9%
State
-3.0%
USA
33.7%
👤 Median Age
38.8 years
This area
38.8 years
State
10.1 years
USA
38.9 years
🏚️ Vacancy Rate
9.5%
This area
9.5%
State
15.5%
USA
10.5%
👥 Population by Ethnicity
White 85.9%
Other/Mixed 7.2%
Hispanic/Latino 6.0%
Black/African American 5.5%
Asian 1.4%
👶 Under 18
21.0%
This area
21.0%
USA
22.0%
👴 65 and Over
15.8%
This area
15.8%
USA
17.3%
📊 Poverty Rate
17.9%
This area
17.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby
C
Emmanuel University
896 students · 14.0 mi

Frequently Asked Questions

How do home values compare in Commerce, GA?

Median home price in Commerce, GA is near $363K, with a 5-year CAGR of 0.0%. Prices have been consistent and supportive of buy-and-hold strategies.

How strong is the working-renter base in Commerce, GA?

Tenant quality in Commerce, GA ranks as solid. Landlords generally report reliable occupancy at market rents of $1,026/mo.

Is Commerce, GA better for rentals, flips, or BRRRR?

The best-fit strategy in Commerce, GA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Does Commerce, GA make sense for an investment property?

Commerce, GA reflects an investability rating of 3.0/5, with median home values near $363K and average rents around $1,026/mo. That combination puts it in the durable tier for investor interest.

Is rental property easy to operate in Commerce, GA?

GA ranks as a landlord-friendly state for landlord-tenant law. Commerce generally follows the statewide framework, so landlords face reasonable operating rules.

You know 30530 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 30530 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 30530 ranks in Jefferson, GA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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