Real Estate Investing in Hull, Georgia (30646)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Madison County • Population: 8,161 • Data updated: September 2026

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Should you buy in 30646 (Hull, GA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (59/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 27.5 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Hull, GA (30646)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $344,440
Avg Monthly Rent $1,044
1% Rule ✗ Does Not Meet
Median Income $60,545
% Renters 29.3%

Market Analysis: 30646 Hull

The 30646 ZIP in Hull, GA is a local-operator market. Outside capital chasing a $344K entry has to pair deep knowledge with the discount.

Distressed markets are won on execution, not on spreadsheets. ZIP 30646 sits at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

The gap between 30646 and stronger Hull ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

A healthy renter share of 29% in 30646 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Experienced landlords with local relationships tend to find 30646 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Hull:

C+ Average
Buy Confidence Score: 66/100
Affordability
10/25
Appreciation
22/25
Stability
9/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.7× the median income
Value Trend
Rising (+5.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,044/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Athens-Clarke County, GA Metro Area
More inventory, negotiating room for buyers
89 days
Average time to sell
Slow
7.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Athens-Clarke County, GA metro data
🏠

Property Strategy for 30646

Which property type performs best in this market?

Best for Cash Flow
3BR
3.5% cap rate
Best for Appreciation
3BR
+10.4% 5yr CAGR
Best Overall Value
4BR
$99,982/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $308,462 $1,510 3.5% +10.4% $102,821
4BR $399,929 $1,600 2.9% +8.8% $99,982

Market Trends

Home Value History (with trend line)

$364K$311K$257K$203K$149K$96KJul 2006Jul 2016Jul 2026

📊 How Does 30646 Compare?

Metric 30646 Hull Athens-Clarke County, GA Georgia
Home Value $344,440 $344,440 N/A $329,538
5-Year CAGR 6.5% 6.5% N/A 7.8%
Avg Rent $1,044 $1,044 N/A -
Cap Rate 2.4% 2.4% - -
💡 Why Invest in 30646? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 30646 (Hull, GA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 30646 (Hull, GA)?

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Investability
Good
Cap Rate
2.4%
Low
5yr Growth
+6.5%
Strong

📊 Market Snapshot

Home Value $344,440
Monthly Rent $1,044
Price-to-Rent 27.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.6%
Cap Rate 2.4%
5-Year IRR 8.9%

📈 Home Appreciation

1-Year +5.0% ▲
3-Year CAGR +5.2% ▲
5-Year CAGR +6.5% ▲
10-Year CAGR +8.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.6%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.5%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 30646

Population: 8,161

💰 Median Household Income
$60,545
This area
$60,545
State
$64,001
USA
$74,580
🏠 Renter Occupied
29.3%
This area
29.3%
State
29.9%
USA
34.0%
💼 Unemployment Rate
3.2%
This area
3.2%
State
-18.6%
USA
3.7%
🎓 College Educated
22.5%
This area
22.5%
State
-3.0%
USA
33.7%
👤 Median Age
41.9 years
This area
41.9 years
State
10.1 years
USA
38.9 years
🏚️ Vacancy Rate
7.6%
This area
7.6%
State
15.5%
USA
10.5%
👥 Population by Ethnicity
White 77.0%
Black/African American 16.9%
Other/Mixed 6.0%
Hispanic/Latino 5.2%
👶 Under 18
27.0%
This area
27.0%
USA
22.0%
👴 65 and Over
19.4%
This area
19.4%
USA
17.3%
📊 Poverty Rate
10.1%
This area
10.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 30646

A Avg School Grade
1 Schools
11.6:1 Avg Class Size
$14,158 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Hull-Sanford Elementary School

📚 K – 05 Elementary
👥
515 Students
👨‍🏫
11.6:1 Class Size
💰
$14,158 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 1,770 Off-Campus Students
C
Athens Technical College
4,169 students · 6.4 mi
A
University of Georgia
41,615 students · 9.3 mi
D
Georgia Institute of Cosmetology
250 students · 12.8 mi

Investor Insight: With 1,770 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How do experienced investors play Hull, GA?

For Hull, GA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

Can I live-in-and-rent in Hull, GA?

Hull, GA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $344K price point reasonable to enter.

What do rentals go for in Hull, GA?

Rents in Hull, GA run near $1,044/mo. Compared with median home prices of $344K that produces solid gross yields for typical rentals.

What is the average home sale price in Hull, GA?

Hull, GA home values average about $344K. That price point suits investors targeting rentals with $1,044/mo in monthly income.

How strong is Hull, GA for real estate investors?

Our data puts Hull, GA at 3.0/5 for investability. Home prices of $344K and rents around $1,044/mo create a solid backdrop for investor activity.

You know 30646 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 30646 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 30646 ranks in Athens-Clarke County, GA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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