Real Estate Investing in Commerce, Georgia

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

2 ZIP codes • Population: 19,498 • Jackson County

☆ Watch this market Free account

Should you buy in Commerce, GA? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 12.0% of homes vacant — above national norms.

What’s happening in Commerce, GA?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

6.2% 5yr CAGR

5.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $344,051
Avg Monthly Rent $1,287
ZIP Codes 2

Investing in Commerce Real Estate

This is a distressed-leaning corner of Georgia: Commerce has 2 ZIPs and a sizable population, and the investment math only works for investors who truly understand the market.

Commerce is the kind of market where the cap rate on paper and the cap rate realized tend to diverge. clearly out-of-state investors should be especially careful with the assumptions they carry in.

The $1,287/mo / $344K relationship in Commerce looks subdued once vacancy and capex are incorporated into underwriting. tilts toward the realized yield tends to disappoint.

Commerce's population trends and income levels suggest a market where affordability is strained, which constrains how aggressively rents can rise without hurting collections.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Best ZIP codes in Jefferson, GA

Commerce is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

Real numbers from people who own or manage rentals in Commerce, GA. Anonymous, moderated, never written by AI.

Do you own or manage rentals in Commerce, GA?

~25 seconds · no account needed · your report is anonymous

Avg Home Value
$344,051
Avg Monthly Rent
$1,287
1% Rule
✗ Below
Landlord Friendly (GA)

📉 Market Crash Risk Index

Based on Jefferson, GA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
54%
Days Pending
0/2
0 days

View all metro crash risk rankings →

☀️ Warm Market — Jefferson, GA metro
0
Days to pending
10.9%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Commerce, GA

Screen every ZIP in Commerce

Filter Commerce’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

View Plans

Frequently Asked Questions About Commerce, GA

Is housing expensive in Commerce, GA?

Typical homes in Commerce, GA go for around $344K. The 5-year CAGR of 0.0% reliable price movement.

Is the tenant base reliable in Commerce, GA?

Tenant quality in Commerce, GA ranks as solid. Landlords generally report stable occupancy at market rents of $1,287/mo.

What kind of vacancy should I budget for in Commerce, GA?

Rental vacancy in Commerce, GA is elevated. Investors should budget normal turnover but not chronic empty units.

Does house hacking make sense in Commerce, GA?

For house hackers, Commerce, GA is a challenging. The $1,287/mo rent on a unit helps defray the mortgage on a $344K property.

What is the smart move for investors in Commerce, GA?

A careful cash-flow rentals with hands-on management strategy Commerce, GA best. The market produces consistent results for that approach at the $344K price point.

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate Commerce, GA.

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.