Real Estate Investing in Crumpler, North Carolina (28617)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Ashe County • Population: 1,469 • Data updated: September 2026

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Should you buy in 28617 (Crumpler, NC)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (31/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
4 flags
  • High vacancy: 25.3% of homes vacant — above national norms.
  • Elevated poverty: 28.5% poverty rate — can affect rent collection.
  • High price-to-rent: Price-to-rent ratio 32.6 — hard to cash-flow at these prices.
  • Lower household income: $38,750 median — tenant affordability is tighter.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Crumpler, NC (28617)?

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2.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $327,618
Avg Monthly Rent $837
1% Rule ✗ Does Not Meet
Median Income $38,750
% Renters 37.6%

Market Analysis: 28617 Crumpler

The 28617 ZIP covers a section of Crumpler that demands careful diligence. Prices near $328K look accessible, but the work to make a deal cash flow is real.

Distressed markets are won on execution, not on spreadsheets. ZIP 28617 clocks in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

The gap between 28617 and stronger Crumpler ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Who lives in 28617 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategy in 28617 is an operator game, not a passive one. Turning to rents, entry prices of $328K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Crumpler:

D Needs Caution
Buy Confidence Score: 44/100
Affordability
0/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 8.5× the median income
Value Trend
Rising (+6.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $837/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$345K$308K$270K$233K$195K$158KJan 2012May 2019Jul 2026

📊 How Does 28617 Compare?

Metric 28617 Crumpler North Carolina
Home Value $327,618 $327,618 $330,565
5-Year CAGR 3.0% 3.0% 7.8%
Avg Rent $837 $837 -
Cap Rate 2.0% 2.0% -
💡 Why Invest in 28617? Click to expand

A healthy rental market with 38% renter-occupied households ensures tenant availability.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 28617 (Crumpler, NC). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
2.0%
Low
5yr Growth
+3.0%
Slow

📊 Market Snapshot

Home Value $327,618
Monthly Rent $837
Price-to-Rent 32.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.1%
Cap Rate 2.0%
5-Year IRR 5.0%

📈 Home Appreciation

1-Year +6.9% ▲
3-Year CAGR +1.5% ▲
5-Year CAGR +3.0% ▲
10-Year CAGR +5.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
25.3%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+3.0%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 28617

Population: 1,469

💰 Median Household Income
$38,750
This area
$38,750
State
$63,256
USA
$74,580
🏠 Renter Occupied
37.6%
This area
37.6%
State
27.8%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-19.3%
USA
3.7%
🎓 College Educated
23.6%
This area
23.6%
State
0.5%
USA
33.7%
👤 Median Age
40.5 years
This area
40.5 years
State
6.5 years
USA
38.9 years
🏚️ Vacancy Rate
25.3%
This area
25.3%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 97.9%
Other/Mixed 1.7%
Black/African American 0.5%
👶 Under 18
22.6%
This area
22.6%
USA
22.0%
👴 65 and Over
26.9%
This area
26.9%
USA
17.3%
📊 Poverty Rate
28.5%
This area
28.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Do landlords face vacancy issues in Crumpler, NC?

Crumpler, NC sees elevated vacancy, which is reasonable relative to the broader NC rental market.

What do landlords charge for rent in Crumpler, NC?

Rental rates in Crumpler, NC average $837/mo. Tenant demand and $328K home values make the yield look reasonable by investor standards.

Are landlord laws favorable in Crumpler, NC?

NC law landlord-friendly for landlords, and Crumpler inherits those rules. Investors should still review local ordinances for rental licensing.

What investment strategy works best in Crumpler, NC?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Crumpler, NC. The numbers - $328K homes against $837/mo rents - support that play.

How does Crumpler, NC rate as a rental market?

Crumpler, NC comes in at an investability rating of 2.0/5, with median home values near $328K and average rents around $837/mo. That combination puts it in the durable tier for investor interest.

You know 28617 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 28617 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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