Real Estate Investing in Wilson, North Carolina (27813)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Wilson County • Population: 714 • Data updated: September 2026

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Should you buy in 27813 (Wilson, NC)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 17.4% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Wilson, NC (27813)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $164,756
Avg Monthly Rent $918
1% Rule ✗ Does Not Meet
Median Income $52,868
% Renters 39.3%

Market Analysis: 27813 Wilson

This part of Wilson County is not an easy win. The 27813 ZIP sits at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

For an experienced owner, 27813 can be a a strong candidate for hunting ground — but the discount at $165K reflects genuine risk that outside investors often underestimate.

Within NC, ZIP 27813 trails on several market indicators that neighboring Wilson County submarkets outperform. The gap is real and robust enough to shape underwriting.

On balance, 714 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategically, 27813 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Wilson:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Declining (-0.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $918/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Wilson, NC Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Wilson, NC metro data

Market Trends

Home Value History (with trend line)

$180K$156K$133K$110K$87K$64KJan 2012May 2019Jul 2026

📊 How Does 27813 Compare?

Metric 27813 Wilson Wilson, NC North Carolina
Home Value $164,756 $205,438 N/A $330,565
5-Year CAGR 5.4% 5.8% N/A 7.8%
Avg Rent $918 $1,260 N/A -
Cap Rate 4.4% 4.8% - -
💡 Why Invest in 27813? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 39% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 27813 (Wilson, NC). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.4%
Fair
5yr Growth
+5.4%
Moderate

📉 Market Crash Risk Index

Based on Wilson, NC metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
58%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $164,756
Monthly Rent $918
Price-to-Rent 15.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.7%
Cap Rate 4.4%
5-Year IRR 9.7%

📈 Home Appreciation

1-Year -0.4% ▼
3-Year CAGR +0.9% ▲
5-Year CAGR +5.4% ▲
10-Year CAGR +6.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
17.4%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+5.4%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 27813

Population: 714

💰 Median Household Income
$52,868
This area
$52,868
State
$63,256
USA
$74,580
🏠 Renter Occupied
39.3%
This area
39.3%
State
27.8%
USA
34.0%
💼 Unemployment Rate
6.6%
This area
6.6%
State
-19.3%
USA
3.7%
🎓 College Educated
8.1%
This area
8.1%
State
0.5%
USA
33.7%
👤 Median Age
39.9 years
This area
39.9 years
State
6.5 years
USA
38.9 years
🏚️ Vacancy Rate
17.4%
This area
17.4%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 76.1%
Black/African American 17.0%
Other/Mixed 6.9%
Hispanic/Latino 1.6%
👶 Under 18
18.8%
This area
18.8%
USA
22.0%
👴 65 and Over
15.2%
This area
15.2%
USA
17.3%
📊 Poverty Rate
10.3%
This area
10.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 27813

B Avg School Grade
1 Schools
17.2:1 Avg Class Size
$13,816 Avg Per Pupil

Schools in This ZIP Code

B Good

Lee Woodard Elementary

📚 K – 05 Elementary
👥
165 Students
👨‍🏫
17.2:1 Class Size
💰
$13,816 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 763 Off-Campus Students
C
Wilson Community College
1,751 students · 7.2 mi
C
Barton College
1,259 students · 7.3 mi

Investor Insight: With 763 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What type of investing works in Wilson, NC?

Most investors in Wilson, NC run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

How tight is the rental market in Wilson, NC?

Wilson, NC sees elevated vacancy, which is reasonable relative to the broader NC rental market.

Is Wilson, NC a friendly market for rental owners?

Rental owners in Wilson, NC deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

Is Wilson, NC suited for a house hack?

House hacking in Wilson, NC is reasonable to execute. Prices around $165K and rents of $918/mo solid owner-occupant economics.

Are rents high in Wilson, NC?

Average rent in Wilson, NC is approximately $918/mo per month. Against $165K home values that yields a reasonable rent-to-price ratio.

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How 27813 ranks in Wilson, NC

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