Real Estate Investing in Henderson, North Carolina (27537)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Vance County • Population: 23,795 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 27537 (Henderson, NC)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (49/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 17.0% of homes vacant — above national norms.

What’s happening in Henderson, NC (27537)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $245,318
Avg Monthly Rent $1,463
1% Rule ✗ Does Not Meet
Median Income $52,709
% Renters 28.7%

Market Analysis: 27537 Henderson

This part of Vance County is not an easy win. The 27537 ZIP records softness in key indicators, and the playbook that works in cleaner markets often stalls here.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $245K asset, 27537 is the wrong submarket. If the plan prices in friction, the yield can still work.

ZIP 27537's metrics run below Vance County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

From an investor standpoint, 23,795 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

New investors are better served looking at Henderson's stable or hybrid ZIPs before stepping into 27537. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Henderson:

C+ Average
Buy Confidence Score: 62/100
Affordability
10/25
Appreciation
18/25
Stability
13/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.7× the median income
Value Trend
Stable (+0.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,463/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Henderson, NC Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
10.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Henderson, NC metro data
🏠

Property Strategy for 27537

Which property type performs best in this market?

Best for Cash Flow
2BR
5.9% cap rate
Best for Appreciation
2BR
+10.5% 5yr CAGR
Best Overall Value
4BR
$81,751/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $165,886 $1,350 5.9% +10.5% $82,943
3BR $253,073 $1,660 4.7% +10.2% $84,358
4BR $327,003 $2,200 4.8% +9.1% $81,751

Market Trends

Home Value History (with trend line)

$259K$226K$193K$160K$128K$95KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,497$1,397$1,298$1,198$1,099$999Oct 2025Mar 2026Jun 2026

📊 How Does 27537 Compare?

Metric 27537 Henderson Henderson, NC North Carolina
Home Value $245,318 $183,114 N/A $330,565
5-Year CAGR 3.5% 3.7% N/A 7.8%
Avg Rent $1,463 $1,194 N/A -
Cap Rate 4.7% 5.3% - -
💡 Why Invest in 27537? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 27537 (Henderson, NC). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.7%
Fair
5yr Growth
+3.5%
Moderate

📉 Market Crash Risk Index

Based on Henderson, NC metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $245,318
Monthly Rent $1,463
Price-to-Rent 14.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.2%
Cap Rate 4.7%
5-Year IRR 8.2%

📈 Home Appreciation

1-Year +0.2% ▲
3-Year CAGR +1.9% ▲
5-Year CAGR +3.5% ▲
10-Year CAGR +6.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
17.0%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+3.5%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 27537

Population: 23,795

💰 Median Household Income
$52,709
This area
$52,709
State
$63,256
USA
$74,580
🏠 Renter Occupied
28.7%
This area
28.7%
State
27.8%
USA
34.0%
💼 Unemployment Rate
4.2%
This area
4.2%
State
-19.3%
USA
3.7%
🎓 College Educated
17.6%
This area
17.6%
State
0.5%
USA
33.7%
👤 Median Age
43.3 years
This area
43.3 years
State
6.5 years
USA
38.9 years
🏚️ Vacancy Rate
17.0%
This area
17.0%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 48.9%
Black/African American 40.4%
Other/Mixed 9.6%
Hispanic/Latino 4.1%
Asian 1.0%
👶 Under 18
23.9%
This area
23.9%
USA
22.0%
👴 65 and Over
20.5%
This area
20.5%
USA
17.3%
📊 Poverty Rate
8.6%
This area
8.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 27537

B Avg School Grade
9 Schools
17.9:1 Avg Class Size
$13,665 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Aycock Elementary

📚 Pre-K – 05 Elementary
👥
369 Students
👨‍🏫
15.0:1 Class Size
💰
$14,113 Per Student
B+ Above Average

Clarke Elementary

📚 Pre-K – 05 Elementary
👥
369 Students
👨‍🏫
17.2:1 Class Size
💰
$14,113 Per Student
B+ Above Average

E O Young Jr Elementary

📚 Pre-K – 05 Elementary
👥
172 Students
👨‍🏫
14.2:1 Class Size
💰
$14,113 Per Student
B Good

Carver Elementary

📚 Pre-K – 05 Elementary
👥
149 Students
👨‍🏫
15.3:1 Class Size
💰
$14,113 Per Student
B Good

Dabney Elementary

📚 Pre-K – 05 Elementary
👥
411 Students
👨‍🏫
18.7:1 Class Size
💰
$14,113 Per Student
B Good

Vance County High School

📚 09 – 12 High School
👥
1,046 Students
👨‍🏫
15.3:1 Class Size
💰
$14,113 Per Student
C+ Average

Vance Charter School

📚 K – 12 K-12 Charter
👥
954 Students
👨‍🏫
14.9:1 Class Size
💰
$10,081 Per Student
C+ Average

Vance Co Early College

📚 09 – 13 High School
👥
232 Students
👨‍🏫
25.8:1 Class Size
💰
$14,113 Per Student
C+ Average

New Hope Elementary

📚 Pre-K – 05 Elementary
👥
124 Students
👨‍🏫
24.8:1 Class Size
💰
$14,113 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

E M Rollins Elementary

📚 Pre-K – 05 Elementary
📍 1600 S Garnett St, Henderson
👥
303 Students
👨‍🏫
11.3:1 Class Size
💰
$14,113 Per Student
B+ Above Average

L B Yancey Elementary

📚 Pre-K – 05 Elementary
📍 311 Hawkins Drive, Henderson
👥
205 Students
👨‍🏫
14.8:1 Class Size
💰
$14,113 Per Student
B+ Above Average

Vance County Middle School

📚 06 – 08 Middle
📍 293 Warrenton Road, Henderson
👥
738 Students
👨‍🏫
16.4:1 Class Size
💰
$14,113 Per Student
B+ Above Average

Pinkston Street Elementary

📚 Pre-K – 05 Elementary
📍 855 Adams St, Henderson
👥
251 Students
👨‍🏫
15.2:1 Class Size
💰
$14,113 Per Student
B+ Above Average

STEM Early High

📚 06 – 08 Middle
📍 219 Charles Street, Henderson
👥
277 Students
👨‍🏫
15.5:1 Class Size
💰
$14,113 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 875 Off-Campus Students
C
Vance-Granville Community College
2,841 students · 5.9 mi

Investor Insight: With 875 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Are rents high in Henderson, NC?

Rents in Henderson, NC run near $1,463/mo. Compared with median home prices of $245K that produces solid gross yields for typical rentals.

What is the average home sale price in Henderson, NC?

Expect median prices around $245K in Henderson, NC. The market has run at a 0.0% 5-year CAGR, so entry costs have been consistent.

Do rentals sit vacant long in Henderson, NC?

Expect elevated vacancy in Henderson, NC. Rents at $1,463/mo are absorbed by the tenant base without meaningful lag.

What investment strategy works best in Henderson, NC?

Most investors in Henderson, NC run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

How does Henderson, NC rate as a rental market?

Henderson, NC rates 3.0/5 for investability. With median values at $245K and rents near $1,463/mo, the market offers reasonable fundamentals for rental investors.

You know 27537 now. You don’t know where it ranks.

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How 27537 ranks in Henderson, NC

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