Real Estate Investing in Henderson, North Carolina (27536)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Vance County • Population: 15,293 • Data updated: September 2026

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Should you buy in 27536 (Henderson, NC)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 17.0% of homes vacant — above national norms.
  • Elevated poverty: 23.8% poverty rate — can affect rent collection.
  • Lower household income: $39,028 median — tenant affordability is tighter.

What’s happening in Henderson, NC (27536)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $120,909
Avg Monthly Rent $925
1% Rule ✗ Does Not Meet
Median Income $39,028
% Renters 64.2%

Market Analysis: 27536 Henderson

Investors eyeing 27536 need to respect the fundamentals at play. Home values of $121K come alongside slower price movement and elevated management overhead.

The 27536 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Within NC, ZIP 27536 trails on several market indicators that neighboring Vance County submarkets outperform. The gap is real and sturdy enough to shape underwriting.

A sturdy renter share of 64% in 27536 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategically, 27536 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Henderson:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
18/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Stable (+1.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $925/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Henderson, NC Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
10.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Henderson, NC metro data
🏠

Property Strategy for 27536

Which property type performs best in this market?

Best for Cash Flow
2BR
8.5% cap rate
Best for Appreciation
2BR
+17.2% 5yr CAGR
Best Overall Value
2BR
$40,461/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $80,921 $960 8.5% +17.2% $40,461
3BR $154,580 $1,180 5.5% +10.9% $51,527
4BR $263,356 $1,300 3.6% +9.5% $65,839

Market Trends

Home Value History (with trend line)

$130K$114K$97K$81K$64K$47KJun 2006Jul 2016Jul 2026

Rent History (with trend line)

$992$957$921$886$850$815May 2025Dec 2025Jul 2026

📊 How Does 27536 Compare?

Metric 27536 Henderson Henderson, NC North Carolina
Home Value $120,909 $183,114 N/A $330,565
5-Year CAGR 4.0% 3.7% N/A 7.8%
Avg Rent $925 $1,194 N/A -
Cap Rate 6.0% 5.3% - -
💡 Why Invest in 27536? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

64% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 27536 (Henderson, NC). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
6.0%
Fair
5yr Growth
+4.0%
Moderate

📉 Market Crash Risk Index

Based on Henderson, NC metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $120,909
Monthly Rent $925
Price-to-Rent 10.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.2%
Cap Rate 6.0%
5-Year IRR 9.9%

📈 Home Appreciation

1-Year +1.5% ▲
3-Year CAGR +1.0% ▲
5-Year CAGR +4.0% ▲
10-Year CAGR +7.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 6.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (6.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
17.0%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+4.0%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 27536

Population: 15,293

💰 Median Household Income
$39,028
This area
$39,028
State
$63,256
USA
$74,580
🏠 Renter Occupied
64.2%
This area
64.2%
State
27.8%
USA
34.0%
💼 Unemployment Rate
4.9%
This area
4.9%
State
-19.3%
USA
3.7%
🎓 College Educated
17.3%
This area
17.3%
State
0.5%
USA
33.7%
👤 Median Age
34.1 years
This area
34.1 years
State
6.5 years
USA
38.9 years
🏚️ Vacancy Rate
17.0%
This area
17.0%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
Black/African American 63.0%
White 27.1%
Other/Mixed 9.2%
Hispanic/Latino 7.2%
Asian 0.7%
👶 Under 18
25.2%
This area
25.2%
USA
22.0%
👴 65 and Over
14.3%
This area
14.3%
USA
17.3%
📊 Poverty Rate
23.8%
This area
23.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 27536

B Avg School Grade
8 Schools
16.8:1 Avg Class Size
$13,758 Avg Per Pupil

Schools in This ZIP Code

A Very Good

E M Rollins Elementary

📚 Pre-K – 05 Elementary
👥
303 Students
👨‍🏫
11.3:1 Class Size
💰
$14,113 Per Student
B+ Above Average

L B Yancey Elementary

📚 Pre-K – 05 Elementary
👥
205 Students
👨‍🏫
14.8:1 Class Size
💰
$14,113 Per Student
B+ Above Average

Vance County Middle School

📚 06 – 08 Middle
👥
738 Students
👨‍🏫
16.4:1 Class Size
💰
$14,113 Per Student
B+ Above Average

Pinkston Street Elementary

📚 Pre-K – 05 Elementary
👥
251 Students
👨‍🏫
15.2:1 Class Size
💰
$14,113 Per Student
B+ Above Average

STEM Early High

📚 06 – 08 Middle
👥
277 Students
👨‍🏫
15.5:1 Class Size
💰
$14,113 Per Student
B Good

Henderson Collegiate

📚 K – 12 K-12 Charter
👥
1,319 Students
👨‍🏫
14.6:1 Class Size
💰
$11,271 Per Student
C+ Average

Vance Virtual Village Academy

📚 K – 12 K-12
👥
219 Students
👨‍🏫
23.5:1 Class Size
💰
$14,113 Per Student
C Below Average

AdVance Academy

📚 06 – 12 High School
👥
178 Students
👨‍🏫
23.2:1 Class Size
💰
$14,113 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

Aycock Elementary

📚 Pre-K – 05 Elementary
📍 305 Carey Chapel Rd, Henderson
👥
369 Students
👨‍🏫
15.0:1 Class Size
💰
$14,113 Per Student
B+ Above Average

Clarke Elementary

📚 Pre-K – 05 Elementary
📍 309 Mount Carmel Church Road, Henderson
👥
369 Students
👨‍🏫
17.2:1 Class Size
💰
$14,113 Per Student
B+ Above Average

E O Young Jr Elementary

📚 Pre-K – 05 Elementary
📍 6655 Broad Street, Henderson
👥
172 Students
👨‍🏫
14.2:1 Class Size
💰
$14,113 Per Student
B Good

Carver Elementary

📚 Pre-K – 05 Elementary
📍 987 Carver Sch Rd, Henderson
👥
149 Students
👨‍🏫
15.3:1 Class Size
💰
$14,113 Per Student
B Good

Dabney Elementary

📚 Pre-K – 05 Elementary
📍 150 Lanning Road, Henderson
👥
411 Students
👨‍🏫
18.7:1 Class Size
💰
$14,113 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 875 Off-Campus Students
C
Vance-Granville Community College
2,841 students · 4.5 mi

Investor Insight: With 875 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Henderson in NC worth investing in?

Henderson, NC shows an investability rating of 3.0/5, with median home values near $121K and average rents around $925/mo. That combination puts it in the substantial tier for investor interest.

What strategy should investors use in Henderson, NC?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Henderson, NC. The numbers - $121K homes against $925/mo rents - support that play.

What is the typical rental rate in Henderson, NC?

Rental rates in Henderson, NC average $925/mo. Tenant demand and $121K home values make the yield look reasonable by investor standards.

Is Henderson, NC suited for a house hack?

The house hack math a challenging in Henderson, NC. Owner-occupant buyers benefit from the $925/mo rents and $121K home values.

Does Henderson, NC favor landlords or tenants?

The landlord environment in Henderson, NC is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

You know 27536 now. You don’t know where it ranks.

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How 27536 ranks in Henderson, NC

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Cash Flow → Appreciation → Affordable →
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