Real Estate Investing in Keyser, West Virginia (26726)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Mineral County • Population: 12,619 • Data updated: September 2026

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Should you buy in 26726 (Keyser, WV)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 17.9% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Keyser, WV (26726)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $187,944
Avg Monthly Rent $783
1% Rule ✗ Does Not Meet
Median Income $67,139
% Renters 21.4%

Market Analysis: 26726 Keyser

This part of Mineral County is not an easy win. The 26726 ZIP posts softness in key indicators, and the playbook that works in cleaner markets often stalls here.

In practical terms, the numbers look inviting — $188K purchase price, 0.0% nominal cap — the work to hit that pro forma in 26726 is substantial and deserves full respect.

ZIP 26726's metrics run below Mineral County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Resident income in 26726 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The right play in 26726 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Keyser:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
18/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.8× the median income
Value Trend
Rising (+3.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $783/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Cumberland, MD-WV Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
10.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Cumberland, MD-WV metro data
🏠

Property Strategy for 26726

Which property type performs best in this market?

Best for Cash Flow
3BR
4.2% cap rate
Best for Appreciation
1BR
+8.0% 5yr CAGR
Best Overall Value
5BR
$50,536/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $120,122 $690 4.1% +8.0% $120,122
2BR $148,313 $870 4.2% +7.5% $74,156
3BR $195,948 $1,150 4.2% +6.7% $65,316
4BR $240,165 $1,260 3.8% +7.7% $60,041
5BR $252,681 +7.4% $50,536

Market Trends

Home Value History (with trend line)

$197K$178K$159K$139K$120K$100KJul 2006Jul 2016Jul 2026

📊 How Does 26726 Compare?

Metric 26726 Keyser Cumberland, MD-WV West Virginia
Home Value $187,944 $187,944 N/A $169,372
5-Year CAGR 4.7% 4.7% N/A 6.1%
Avg Rent $783 $783 N/A -
Cap Rate 3.3% 3.3% - -
💡 Why Invest in 26726? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 26726 (Keyser, WV). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.3%
Low
5yr Growth
+4.7%
Moderate

📊 Market Snapshot

Home Value $187,944
Monthly Rent $783
Price-to-Rent 20.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.0%
Cap Rate 3.3%
5-Year IRR 7.9%

📈 Home Appreciation

1-Year +3.9% ▲
3-Year CAGR +4.3% ▲
5-Year CAGR +4.7% ▲
10-Year CAGR +4.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
17.9%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 26726

Population: 12,619

💰 Median Household Income
$67,139
This area
$67,139
State
$53,950
USA
$74,580
🏠 Renter Occupied
21.4%
This area
21.4%
State
19.0%
USA
34.0%
💼 Unemployment Rate
2.6%
This area
2.6%
State
-19.8%
USA
3.7%
🎓 College Educated
25.8%
This area
25.8%
State
-9.6%
USA
33.7%
👤 Median Age
43.2 years
This area
43.2 years
State
-3.8 years
USA
38.9 years
🏚️ Vacancy Rate
17.9%
This area
17.9%
State
23.5%
USA
10.5%
👥 Population by Ethnicity
White 91.9%
Other/Mixed 5.8%
Hispanic/Latino 2.5%
Black/African American 2.1%
Asian 0.2%
👶 Under 18
18.2%
This area
18.2%
USA
22.0%
👴 65 and Over
22.2%
This area
22.2%
USA
17.3%
📊 Poverty Rate
9.5%
This area
9.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 26726

B+ Avg School Grade
6 Schools
11.2:1 Avg Class Size
$14,376 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Keyser Primary School

📚 Pre-K – 04 Elementary
👥
556 Students
👨‍🏫
11.4:1 Class Size
💰
$14,376 Per Student
A Very Good

Keyser Middle School

📚 05 – 08 School
👥
689 Students
👨‍🏫
13.6:1 Class Size
💰
$14,376 Per Student
B+ Above Average

Keyser High School

📚 09 – 12 High School
👥
662 Students
👨‍🏫
16.4:1 Class Size
💰
$14,376 Per Student
B+ Above Average

Fountain Primary School

📚 Pre-K – 04 Elementary
👥
112 Students
👨‍🏫
12.4:1 Class Size
💰
$14,376 Per Student
B Good
👥
8 Students
👨‍🏫
2.0:1 Class Size
💰
$14,376 Per Student
C+ Average

Mineral County Technical Center

📚 09 – 12 High School Limited Data
💰
$14,376 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 281 Off-Campus Students
B
Mineral County Vocational Technical Center
14 students · 1.6 mi
C
Potomac State College of West Virginia University
1,143 students · 2.3 mi

Frequently Asked Questions

Does Keyser, WV favor landlords or tenants?

WV ranks as a landlord-friendly state for landlord-tenant law. Keyser generally follows the statewide framework, so landlords face reasonable operating rules.

What kind of market is Keyser, WV for investors?

The 3.0/5 investability rating in Keyser, WV reflects its $188K prices and $783/mo rents. Investors generally consider it a solid option within WV.

How strong is tenant demand in Keyser, WV?

The renter base in Keyser, WV is reasonable for the $783/mo price point. Screening well and pricing to market typically yields measured tenants.

What is the average monthly rent in Keyser, WV?

Rental rates in Keyser, WV average $783/mo. Tenant demand and $188K home values make the yield look reasonable by investor standards.

Is housing expensive in Keyser, WV?

Homes in Keyser, WV typically sell near $188K. Prices have moved at a 0.0% 5-year CAGR, which even-keeled long-term demand.

You know 26726 now. You don’t know where it ranks.

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How 26726 ranks in Cumberland, MD-WV

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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