Best ZIP Codes for Cash Flow in Cumberland, MD-WV (2026)

Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.

# ZIP City Home value Rent Cap rate 5-yr growth
1 21562 Westernport, MD $92,006 $873 7.40% 4.6%
2 21539 Lonaconing, MD $107,061 $873 6.36% 0.9%
3 21521 Barton, MD $122,153 $972 6.21% 6.8%
4 21545 Mount Savage, MD $133,283 $873 5.11% 4.7%
5 21502 Cumberland, MD $159,912 $1,032 5.03% 5.7%
6 26717 Elk Garden, WV $134,175 $846 4.92% 3.1%
7 26710 Burlington, WV $211,161 $1,278 4.72% 4.7%
8 21529 Cumberland, MD $181,409 $1,017 4.37% 4.3%
9 26767 Wiley Ford, WV $170,732 $954 4.36% 4.7%
10 21530 Flintstone, MD $233,087 $1,278 4.28% 5.0%
11 21532 Frostburg, MD $183,280 $998 4.25% 5.4%
12 21557 Rawlings, MD $184,127 $936 3.97% 7.1%
13 21555 Oldtown, MD $207,867 $999 3.75% 5.2%
14 21524 Cumberland, MD $191,502 $918 3.74% —
15 26753 Ridgeley, WV $213,539 $981 3.58% 5.2%
16 26726 Keyser, WV $187,944 $783 3.25% 4.7%
17 21766 Little Orleans, MD $235,281 $873 2.89% —
18 26743 Maysville, WV $229,988 $783 2.66% 3.4%
19 26719 Fort Ashby, WV $253,992 $783 2.40% 5.8%

Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →

Same metro, different strategy

Appreciation in Cumberland, MD-WV  ·  Affordable in Cumberland, MD-WV

Or see the full Cumberland, MD-WV metro profile.