Most Affordable ZIP Codes in Cumberland, MD-WV (2026)
The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 21562 | Westernport, MD | $92,006 | $873 | 7.40% | 4.6% |
| 2 | 21539 | Lonaconing, MD | $107,061 | $873 | 6.36% | 0.9% |
| 3 | 21521 | Barton, MD | $122,153 | $972 | 6.21% | 6.8% |
| 4 | 21545 | Mount Savage, MD | $133,283 | $873 | 5.11% | 4.7% |
| 5 | 26717 | Elk Garden, WV | $134,175 | $846 | 4.92% | 3.1% |
| 6 | 21502 | Cumberland, MD | $159,912 | $1,032 | 5.03% | 5.7% |
| 7 | 26767 | Wiley Ford, WV | $170,732 | $954 | 4.36% | 4.7% |
| 8 | 21529 | Cumberland, MD | $181,409 | $1,017 | 4.37% | 4.3% |
| 9 | 21532 | Frostburg, MD | $183,280 | $998 | 4.25% | 5.4% |
| 10 | 21557 | Rawlings, MD | $184,127 | $936 | 3.97% | 7.1% |
| 11 | 26726 | Keyser, WV | $187,944 | $783 | 3.25% | 4.7% |
| 12 | 21555 | Oldtown, MD | $207,867 | $999 | 3.75% | 5.2% |
| 13 | 26710 | Burlington, WV | $211,161 | $1,278 | 4.72% | 4.7% |
| 14 | 26753 | Ridgeley, WV | $213,539 | $981 | 3.58% | 5.2% |
| 15 | 26743 | Maysville, WV | $229,988 | $783 | 2.66% | 3.4% |
| 16 | 21530 | Flintstone, MD | $233,087 | $1,278 | 4.28% | 5.0% |
| 17 | 26719 | Fort Ashby, WV | $253,992 | $783 | 2.40% | 5.8% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Cash Flow in Cumberland, MD-WV · Appreciation in Cumberland, MD-WV
Or see the full Cumberland, MD-WV metro profile.