Real Estate Investing in Seaford, Virginia (23696)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

York County • Population: 3,987 • Data updated: September 2026

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Should you buy in 23696 (Seaford, VA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Seaford, VA (23696)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $505,333
Avg Monthly Rent $2,079
1% Rule ✗ Does Not Meet
Median Income $128,438
% Renters 10.5%

Market Analysis: 23696 Seaford

Investors eyeing 23696 need to respect the fundamentals at play. Home values of $505K come alongside slower price movement and elevated management overhead.

Rent of $2,079/mo on a $505K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 23696 sits below the stated 0.0% once reality is priced in.

The gap between 23696 and stronger Seaford ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

The demographic picture in 23696 includes headwinds that any investor should price in. Income distribution skews lower than Seaford averages, and tenant stability requires active management.

The right play in 23696 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Seaford:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Rising (+4.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,079/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 23696

Which property type performs best in this market?

Best for Cash Flow
3BR
5.4% cap rate
Best for Appreciation
4BR
+6.0% 5yr CAGR
Best Overall Value
4BR
$135,953/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $423,092 $3,200 5.4% +6.0% $141,031
4BR $543,812 $3,770 5.0% +6.0% $135,953

Market Trends

Home Value History (with trend line)

$523K$471K$419K$367K$315K$263KJul 2006Jul 2016Jul 2026

📊 How Does 23696 Compare?

Metric 23696 Seaford Virginia
Home Value $505,333 $505,333 $403,170
5-Year CAGR 5.2% 5.2% 6.4%
Avg Rent $2,079 $2,079 -
Cap Rate 3.2% 3.2% -
💡 Why Invest in 23696? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 23696 (Seaford, VA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+5.2%
Moderate

📊 Market Snapshot

Home Value $505,333
Monthly Rent $2,079
Price-to-Rent 20.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 8.4%

📈 Home Appreciation

1-Year +4.3% ▲
3-Year CAGR +4.1% ▲
5-Year CAGR +5.2% ▲
10-Year CAGR +4.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.9%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 23696

Population: 3,987

💰 Median Household Income
$128,438
This area
$128,438
State
$80,295
USA
$74,580
🏠 Renter Occupied
10.5%
This area
10.5%
State
25.7%
USA
34.0%
💼 Unemployment Rate
1.5%
This area
1.5%
State
-18.5%
USA
3.7%
🎓 College Educated
42.0%
This area
42.0%
State
4.0%
USA
33.7%
👤 Median Age
37.6 years
This area
37.6 years
State
9.9 years
USA
38.9 years
🏚️ Vacancy Rate
4.9%
This area
4.9%
State
16.4%
USA
10.5%
👥 Population by Ethnicity
White 94.6%
Other/Mixed 4.3%
Hispanic/Latino 3.0%
Black/African American 0.5%
Asian 0.5%
👶 Under 18
24.6%
This area
24.6%
USA
22.0%
👴 65 and Over
15.1%
This area
15.1%
USA
17.3%
📊 Poverty Rate
4.6%
This area
4.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 23696

B Avg School Grade
1 Schools
18.9:1 Avg Class Size
$14,125 Avg Per Pupil

Schools in This ZIP Code

B Good

Seaford Elementary

📚 K – 05 Elementary
👥
473 Students
👨‍🏫
18.9:1 Class Size
💰
$14,125 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

Yorktown Middle

📚 06 – 08 Middle
📍 11201 Geo Wash Mem Hwy, Yorktown
👥
652 Students
👨‍🏫
5.0:1 Class Size
💰
$14,125 Per Student
A Very Good

Grafton Middle

📚 06 – 08 Middle
📍 405 Grafton Dr, Yorktown
👥
913 Students
👨‍🏫
5.2:1 Class Size
💰
$14,125 Per Student
A Very Good

York High

📚 09 – 12 High School
📍 9300 Geo Wash Mem Hwy, Yorktown
👥
983 Students
👨‍🏫
3.1:1 Class Size
💰
$14,125 Per Student
A Very Good

Grafton High

📚 09 – 12 High School
📍 403 Grafton Dr, Yorktown
👥
1,229 Students
👨‍🏫
3.7:1 Class Size
💰
$14,125 Per Student
B+ Above Average

York River Academy

📚 09 – 12 High School Charter
📍 9300 Geo. Washington Mem. Hwy., Yorktown
👥
71 Students
👨‍🏫
1.1:1 Class Size
💰
$14,125 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,158 Off-Campus Students
C
Centura College-Newport News
210 students · 6.2 mi
D
Empire Beauty School-Newport News
78 students · 6.9 mi
D
Tomorrow's Image Barber And Beauty Academy of Virginia
18 students · 7.0 mi
C
Luckes Beauty Academy LLC
21 students · 7.7 mi
C
Virginia Peninsula Community College
6,127 students · 8.9 mi
B
Christopher Newport University
4,503 students · 9.7 mi
C+
Riverside College of Health Careers
325 students · 11.0 mi
C
Asher Institute of Hampton
118 students · 11.4 mi

Investor Insight: With 1,158 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What are home prices like in Seaford, VA?

The median home value in Seaford, VA is roughly $505K. That puts it reasonable relative to the VA statewide average.

Should investors worry about vacancy in Seaford, VA?

Seaford, VA sees elevated vacancy, which is reasonable relative to the broader VA rental market.

How deep is the rental pool in Seaford, VA?

The tenant pool in Seaford, VA is solid, supported by local employment and population fundamentals. Rents of $2,079/mo are well-absorbed by the market.

Is rental property easy to operate in Seaford, VA?

Landlord-friendliness in Seaford, VA is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

Is Seaford in VA worth investing in?

Investors tracking Seaford, VA will find a 3.0/5 rating supported by $505K median home values and $2,079/mo rents. That profile suits long-term holders targeting predictable returns.

You know 23696 now. You don’t know where it ranks.

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How 23696 ranks in Virginia Beach-Norfolk-Newport News, VA-NC

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